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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of Tony LaMonaca
Picture of Tony LaMonaca

Hi, I'm Tony!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.40% Customer Satisfaction Rating

Hi, I'm Tony!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • This was our second transaction with Tony and the Ruoff team. My wife and I were amazed that we were able to get our dream home last year and even more amazed when Tony told us he was going to be able to save us money with a refinance. With these small miracles, its very apparent why Tony and Ruoff are so successful.

    Kevin D, happy client
  • Tony was very quick and organized, and spoke to me like a real person.

    Chuck H, happy client
  • Tony was extremely nice. He took time to explain things in ways that made sense to me. Very quick to return calls, emails, etc.

    Jessica M, happy client
  • Communication is key; Tony communicated every step of the way. I will always call on Tony at Ruoff for my mortgage needs. All my friends and family will know that Ruoff has great processes and systems in to make what appears like a big transaction into a simple, easy, and friendly experience. Ruoff is family‚Ķ.

    Daniel P, happy client
  • The personal attention was outstanding. As the process proceeded, Tony and his team always had time to explain everything. This was our first home purchase and I know if/when we decide to buy our next home there will be only one company I call.

    Gregory D, happy client
  • Tony was extremely responsive to us each time we reached out. He checked on us several times to be sure the house hunt was going smoothly. We really appreciated him.

    Ian B, happy client
  • Tony was incredibly responsive to any question I had. The whole process was much easier than I'd thought it would be, and I credit Tony for that.

    Adam S, happy client
  • Tony was very knowledgeable with the requirements and prompt with letting me know if anything was missing. Everything went according to plan and quicker than average, which it was amazing.

    Christian B, happy client
  • Tony was exceptional, made it beyond easy and offered innovative solutions

    PAUL , happy client
  • Tony always gave me time when I needed answers and I could trust he was skilled at what he was doing. I appreciate how willing and available he was whenever I needed help.

    Elizabeth W, happy client
  • The home buying process was smooth, efficient and quick! Great email updates, and my loan officer was amazing!

    Jennifer D, happy client
  • Ruoff's overall execution was better than previous mortgage lenders. It also provided more detailed status updates than my prior mortgage lender.

    Patrick S, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 213-0201 or message me below!

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