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Picture of Trey Howard
Picture of Trey Howard

Hi, I'm Trey!

Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Trey!

Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    The entire process was smooth from start to finish. I especially appreciated the portal which allowed for the ease of submitting documents as well as seeing where we were at in the application process. It also cut down on back and forth emails. If we had a question, the lender was more than happy to answer it. Communication was always timely. There were no surprises at closing. My husband and I are very pleased with Ruoff and will recommend this company to others!

    Tasha S.

    Reynoldsburg, OH, November 2nd, 2023 02:11 PM

  • 5.0
    Rating source icon

    The experience was so efficient we were able to close early! Great service

    Sequoyah R.

    Grove City, OH, April 7th, 2024 11:48 AM

  • 5.0
    Rating source icon

    Everything surpassed our expectations. They were up front and honest. I would recommend to all family and friends!

    Lilly M S.

    Lancaster, OH, June 12th, 2023 12:12 PM

  • 5.0
    Rating source icon

    You guys are amazing!

    Kelsie R K.

    Newark, OH, May 21st, 2023 11:25 AM

  • 5.0
    Rating source icon

    Is was a quick and easy process I don’t believe there is anything that should be done differently.

    Jared D B.

    Lancaster, OH, June 12th, 2023 05:26 PM

  • 5.0
    Rating source icon

    Everyone we dealt with was very helpful and kind. Communication was fantastic and all questions were answered and answered quickly.

    Reed T F.

    Lancaster, OH, January 1st, 2024 03:04 PM

  • 5.0
    Rating source icon

    Everything went perfect, I couldn’t ask for anything better!

    Kyle R C.

    LONDON, OH, December 16th, 2023 03:27 PM

  • 5.0
    Rating source icon

    There is nothing I would have done different. Great experience for us , especially it being our first time buying a house. I feel my best interest was always at hand. Would not want to go with anyone else.

    Michael S.

    Reynoldsburg, OH, October 31st, 2023 03:40 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 614.406.0007 or message me below!

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