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What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Vanessa Barber
Picture of Vanessa Barber

Hi, I'm Vanessa!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.38% Customer Satisfaction Rating

Hi, I'm Vanessa!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.38% Customer Satisfaction Rating

Let me help you get pre-approved today!

I have been in the financial services industry since 1996. I began my career at Lake City Bank in 1996 in Operations, moving into Treasury Management and finally finishing out in Marketing. In 2016, I became a licensed Mortgage Originator with Ruoff Mortgage.

My husband, Josh & I have lived in Warsaw for over 20 years. We love this community and have raised our two teenage sons here. I have been involved with Junior Achievement, the Cancer Care Fund, Kosciusko Economic Development Corporation Marketing Committee, and Partners in Education. I am currently on the board of directors for the Warsaw Education Foundation.

I pride myself on great customer service skills and an extensive knowledge of many aspects of banking. What I enjoy most about being a loan originator is the gratification that comes from helping people, whether it is getting them into a new home or just being available to answer questions about their existing loan. I am looking forward to assisting you with all your mortgage lending needs!

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • The communication was excellent. I work with lots of companies on a daily basis at my job and Ruoff by far has some of the best communication I have encountered.

    Airaka H, happy client
  • As someone who isn't very patient, I loved how quickly Vanessa got back with me. Whether it was late at night or the weekend, she always responded promptly.

    Giang P, happy client
  • Vanessa was an amazing person to work with very nice and knowledgeable I will highly recommend Ruoff to friends and family just because of her!!!!

    Robert K, happy client
  • Vanessa was very friendly and knowledgable. She went above and beyond to answer the questions we had

    Heather F, happy client
  • Vanessa made everything extreamly easy for us. It was stress free!

    Codie D, happy client
  • Vanessa was always extremely friendly and very quick to reply to any questions we had. She made the whole process easy!

    Erik S, happy client
  • The entire staff was very helpful and personable. I was notified immediately with each change in the process, even after normal business hours.

    Heather W, happy client
  • Whenever we had any questions Vanessa was quick with answers. If she didn't know the answer she would find out.

    Hannah B, happy client
  • Our loan officer was on the ball, and kept us in the loop every step of the way.

    Nigel N, happy client
  • She was always there to answer questions and fought for my FHA refund!

    Patrick O, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (574) 551-5675 or message me below!

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