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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Your next step is to complete a full application.

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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Vanessa Barber
Picture of Vanessa Barber

Hi, I'm Vanessa!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.80% Customer Satisfaction Rating

Hi, I'm Vanessa!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.80% Customer Satisfaction Rating

Let me help you get pre-approved today!

I have been in the financial services industry since 1996. I began my career at Lake City Bank in 1996 in Operations, moving into Treasury Management and finally finishing out in Marketing. In 2016, I became a licensed Mortgage Originator with Ruoff Mortgage.

My husband, Josh & I have lived in Warsaw for over 20 years. We love this community and have raised our two teenage sons here. I have been involved with Junior Achievement, the Cancer Care Fund, Kosciusko Economic Development Corporation Marketing Committee, and Partners in Education. I am currently on the board of directors for the Warsaw Education Foundation.

I pride myself on great customer service skills and an extensive knowledge of many aspects of banking. What I enjoy most about being a loan originator is the gratification that comes from helping people, whether it is getting them into a new home or just being available to answer questions about their existing loan. I am looking forward to assisting you with all your mortgage lending needs!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I can't say enough good things about Vanessa! She went above and beyond for us throughout this entire mortgage process. With all our changes, different requests and TONS of questions she never missed a beat! She answered every text, email and phone call (and there were a lot of them right away, even on the weekends! She made this process as smooth and easy as possible. The behind the scenes people were tremendous as well.. every step in the process was quick and easy. Aaron & I will definitely recommend Vanessa and Ruoff Mortgage!

    Lori B, happy client
  • Everything was perfect! The application process was incredibly easy and Vanessa was great at communicating with us quickly.

    Jennifer F, happy client
  • The whole process of dealing with Ruoff has been terrific. Very professional. Vanessa has been outstanding to work with. She answered all of our questions and made herself available to our work schedules amid our different time zones. Vanessa was very informative and was a pleasure to work with!

    Jeffery D, happy client
  • Vanessa was really great to work with. She is incredibly responsive and helpful, particularly during a time that I know she must be very busy. She also took the time to walk us through many nuances both for the loan itself as well as the purchase reconciliation for closing.

    Laura M, happy client
  • While refinancing can be incredibly stressful, Vanessa made this process very easy. She is organized, friendly, and went above and beyond to answer all of my questions and to prepare for the easiest closing in history. She is a huge asset to Ruoff Mortgage.

    Angela H, happy client
  • Vanessa is always so timely in her responses to questions and proactive in anticipating questions from us. We've recommended both her and Ruoff a number of times already.

    Anthony H, happy client
  • Everything was done as expected and was informed at the moment of any updates. I will make sure to recommend Vanessa to my contacts that are looking to buy or refinance a home. Thank you all very much.

    Jeffery B, happy client
  • Vanessa was really great to work with! She was so helpful! We didn't use a realtor which had me a little leary but because of Vanessa's confidence and knowledge of the process all of our (mine and the sellers) questions were answered with a smile and sense of ease that made the whole process much more pleasant than I had anticipated.

    Shane B, happy client
  • I appreciate Vanessa Barber so much! Such a friendly and professional experience. She was there every step of the way to answer all my questions quickly. Every detail was clear and there were no surprises throughout the whole process.

    Gita S, happy client
  • Vanessa was a very pleasant person to work with. She made us feel like her only client. She was professional but personable as well! We were extremely thankful for her knowledge and guidance through our loan process!

    John Z, happy client
  • I haven't gone through Ruoff before and I am so glad I did! I will be sending as many as I can there! Vanessa made my process very smooth and she was very helpful and knowledgeable. She really made me feel like I have known her for years and now we have built a great friendship!

    Ginger W, happy client
  • Vanessa was an amazing person to work with very nice and knowledgeable I will highly recommend Ruoff to friends and family just because of her!!!!

    Robert K, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 574.551.5675 or message me below!

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