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Vic Yefremenko

Senior Loan Officer

NMLS: 162878 | OH: MLO.031716.003

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Vic
Scotsman Guide

Awards

Proudly serving Ohio

Meet our happy homeowners***

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Joseph Andrew E.

DELLROY, OH, Apr 4, 2025, 8:10 PM

Victor was always on it. Took care of everything

Nathaniel T.

South Euclid, OH, Mar 30, 2025, 1:03 AM

Great communication as to what was needed to get my family in a house that we can enjoy.

Nina L.

South Euclid, OH, Mar 29, 2025, 3:19 PM

I had an amazing experience working with Victor. From start to finish, they were incredibly responsive and made the entire process smooth and stress-free. They kept me in the loop at every step, always ensuring I knew exactly what was happening and what needed to be done next. What impressed me the most was how quickly they were able to close the deal – faster than I ever expected! Their attention to detail and dedication to getting things done efficiently was truly outstanding. If you're looking for a lender who is both communicative and efficient, I highly recommend Victor and his team they exceeded all my expectations!

Amanda G.

North Canton, OH, Mar 25, 2025, 3:36 PM

Very fast and efficient.

Jennifer R.

Lyndhurst, OH, Mar 2, 2025, 11:06 AM

I had an awesome experience working with Vic and Synergy One. Vic was honest and professional and provided assistance at every turn. Would highly recommend!!

Sam A.

Lyndhurst, OH, Mar 1, 2025, 4:38 PM

Vic's unmatched work ethic ensures he always gets the job done. His big personality and welcoming nature make every transaction a pleasure, and his ability to turn the impossible into reality is nothing short of legendary. A true professional and a joy to work with!

Joseph Andrew E.

DELLROY, OH, Apr 4, 2025, 8:10 PM

Victor was always on it. Took care of everything

Nathaniel T.

South Euclid, OH, Mar 30, 2025, 1:03 AM

Great communication as to what was needed to get my family in a house that we can enjoy.

Nina L.

South Euclid, OH, Mar 29, 2025, 3:19 PM

I had an amazing experience working with Victor. From start to finish, they were incredibly responsive and made the entire process smooth and stress-free. They kept me in the loop at every step, always ensuring I knew exactly what was happening and what needed to be done next. What impressed me the most was how quickly they were able to close the deal – faster than I ever expected! Their attention to detail and dedication to getting things done efficiently was truly outstanding. If you're looking for a lender who is both communicative and efficient, I highly recommend Victor and his team they exceeded all my expectations!

Amanda G.

North Canton, OH, Mar 25, 2025, 3:36 PM

Very fast and efficient.

Jennifer R.

Lyndhurst, OH, Mar 2, 2025, 11:06 AM

I had an awesome experience working with Vic and Synergy One. Vic was honest and professional and provided assistance at every turn. Would highly recommend!!

Sam A.

Lyndhurst, OH, Mar 1, 2025, 4:38 PM

Vic's unmatched work ethic ensures he always gets the job done. His big personality and welcoming nature make every transaction a pleasure, and his ability to turn the impossible into reality is nothing short of legendary. A true professional and a joy to work with!

Amanda M M.

Magnolia, OH, Feb 26, 2025, 4:08 PM

Victor is Top Notch! He is aggressive (in a good way), makes miracles happen, and gets the job done! You have a real winner working at your company!

Kyle M.

Uhrichsville, OH, Feb 15, 2025, 4:20 PM

Victor was amazing to work with. He was very helpful and diligent and I intend to refer him to everyone I know. I will also be inviting him on to my bass boat once I move into the new house!

Justin K.

Willowick, OH, Feb 6, 2025, 9:41 PM

Victor is top notch, an expert in his field

Sam A.

Willowick, OH, Feb 4, 2025, 3:43 AM

A master of his craft who delivers outstanding results every time. Lightning-fast, incredibly hardworking, and always gets the job done with precision and excellence. Highly recommended!

Shawn R.

Louisville, OH, Feb 1, 2025, 4:02 PM

The communication

Myrena B.

Chillicothe, OH, Jan 31, 2025, 4:36 PM

was very consistent and answered all my questions and concerns I had at any time he made the process smooth and easy and I would definitely recommend him to anyone he had a great positive attitude

Myrena B.

Jan 30, 2025, 3:05 AM

We worked with Vic I have to say it was awesome working with him he was very consistent when we had questions he definitely went above and beyond for us we definitely recommend him to anyone thanks Vic for all your help

Amanda M M.

Magnolia, OH, Feb 26, 2025, 4:08 PM

Victor is Top Notch! He is aggressive (in a good way), makes miracles happen, and gets the job done! You have a real winner working at your company!

Kyle M.

Uhrichsville, OH, Feb 15, 2025, 4:20 PM

Victor was amazing to work with. He was very helpful and diligent and I intend to refer him to everyone I know. I will also be inviting him on to my bass boat once I move into the new house!

Justin K.

Willowick, OH, Feb 6, 2025, 9:41 PM

Victor is top notch, an expert in his field

Sam A.

Willowick, OH, Feb 4, 2025, 3:43 AM

A master of his craft who delivers outstanding results every time. Lightning-fast, incredibly hardworking, and always gets the job done with precision and excellence. Highly recommended!

Shawn R.

Louisville, OH, Feb 1, 2025, 4:02 PM

The communication

Myrena B.

Chillicothe, OH, Jan 31, 2025, 4:36 PM

was very consistent and answered all my questions and concerns I had at any time he made the process smooth and easy and I would definitely recommend him to anyone he had a great positive attitude

Myrena B.

Jan 30, 2025, 3:05 AM

We worked with Vic I have to say it was awesome working with him he was very consistent when we had questions he definitely went above and beyond for us we definitely recommend him to anyone thanks Vic for all your help

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Vic Yefremenko

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Ohio

Vic Yefremenko

Senior Loan Officer

NMLS: 162878

OH: MLO.031716.003

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

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******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.