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Walter Cortes

Senior Loan Officer

NMLS: 2372599

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Walter
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99%

Customer Satisfaction Score.

Scotsman Guide Award

Awards

Proudly serving Indiana, Michigan

Meet our happy homeowners***

View All Testimonials

Review 1

Cora R.

Boswell, IN, Jul 27, 2026, 3:07 PM

5.0

Walter was an awesome communicator and answers all of our questions and was always fast to reply and keep us updated! He made the process stress -free!

Review 2

Stephen Luke P.

Goshen, IN, Jun 24, 2026, 5:51 PM

5.0

Walter was very knowledgeable and helpful for us as first time homebuyers he walked us through the entire process and helped us with any of our questions

Review 3

Jacob Wendel L.

Ligonier, IN, Jun 22, 2026, 1:44 PM

5.0

Walter was super knowledgeable and went the extra mile to make sure everything was approved and went smoothly .

Review 4

Delmar V M.

Middlebury, IN, Mar 5, 2026, 4:08 PM

5.0

Walter was sure to listen to our needs and wants and figute out how to make it happen

Review 5

Amber N H.

Wakarusa, IN, Jan 22, 2026, 4:18 PM

5.0

Walter was so great to work with. Kept me up to date and answered all questions I had.

Review 6

Michael C.

Elkhart, IN, Oct 23, 2025, 5:01 PM

5.0

Everything went smooth and according to plan Great job

Review 7

Leslie A C.

Elkhart, IN, Oct 20, 2025, 7:48 PM

5.0

Walter was great!

Review 8

Jeffrey A H.

Goshen, IN, Sep 25, 2025, 3:43 PM

5.0

Constant updates

Review 9

Taylar Marie M.

South Bend, IN, Mar 7, 2025, 6:29 PM

5.0

answered any questions that we had, and made the entire homebuying process, super easy, and stress-free, which is major and super appreciated!

Review 10

Kinsey L P.

Mishawaka, IN, Feb 26, 2025, 4:41 PM

5.0

Walter was very knowledgeable, responsive, and made sure to update me on the status of my loan throughout the process. He even came to look at houses and do the final walkthrough before closing to make himself available as an invaluable resource. Thanks Walter!

Review 1

Cora R.

Boswell, IN, Jul 27, 2026, 3:07 PM

5.0

Walter was an awesome communicator and answers all of our questions and was always fast to reply and keep us updated! He made the process stress -free!

Review 2

Stephen Luke P.

Goshen, IN, Jun 24, 2026, 5:51 PM

5.0

Walter was very knowledgeable and helpful for us as first time homebuyers he walked us through the entire process and helped us with any of our questions

Review 3

Jacob Wendel L.

Ligonier, IN, Jun 22, 2026, 1:44 PM

5.0

Walter was super knowledgeable and went the extra mile to make sure everything was approved and went smoothly .

Review 4

Delmar V M.

Middlebury, IN, Mar 5, 2026, 4:08 PM

5.0

Walter was sure to listen to our needs and wants and figute out how to make it happen

Review 5

Amber N H.

Wakarusa, IN, Jan 22, 2026, 4:18 PM

5.0

Walter was so great to work with. Kept me up to date and answered all questions I had.

Review 6

Michael C.

Elkhart, IN, Oct 23, 2025, 5:01 PM

5.0

Everything went smooth and according to plan Great job

Review 7

Leslie A C.

Elkhart, IN, Oct 20, 2025, 7:48 PM

5.0

Walter was great!

Review 8

Jeffrey A H.

Goshen, IN, Sep 25, 2025, 3:43 PM

5.0

Constant updates

Review 9

Taylar Marie M.

South Bend, IN, Mar 7, 2025, 6:29 PM

5.0

answered any questions that we had, and made the entire homebuying process, super easy, and stress-free, which is major and super appreciated!

Review 10

Kinsey L P.

Mishawaka, IN, Feb 26, 2025, 4:41 PM

5.0

Walter was very knowledgeable, responsive, and made sure to update me on the status of my loan throughout the process. He even came to look at houses and do the final walkthrough before closing to make himself available as an invaluable resource. Thanks Walter!

Calculate Based on Your Individual Needs

Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Walter Cortes

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Let's Talk

Proudly serving Indiana, Michigan

Walter Cortes

Senior Loan Officer

NMLS: 2372599

574.202.3865walter.cortes@ruoff.com

Branch Address:

901 Parkway Ave, Elkhart, IN 46516

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Company

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.