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Wyatt Ervin

Senior Loan Officer

NMLS: 2599586

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Wyatt

Proudly serving Michigan

Meet our happy homeowners***

View All Testimonials

Review 1

Alan R.

Gladwin, MI, Aug 11, 2026, 9:25 PM

5.0

Awesome Thanks til the next one

Review 2

Susan S.

Alma, MI, Aug 3, 2026, 2:14 PM

5.0

Your office reached out in a timely manner helping the agents stay on track

Review 3

Tia P.

Alma, MI, Jul 29, 2026, 1:09 PM

5.0

Great communication, smooth transaction, closed in 30 days with a MSHDA loan!

Review 4

Kody B.

Mount Pleasant, MI, Jul 2, 2026, 5:31 PM

5.0

Wyatt and his team were knowledgable and so helpful throughout the whole process. Frieda was A great communicator!

Review 5

Michael W.

Mount Pleasant, MI, Jun 30, 2026, 7:26 PM

5.0

Quick responses to any and all question. Easy and straight forward checklists as to what was needed. Wyatt provided great guidance and Frieda was amazing on keeping everything organized and informing me promptly of everything that was needed.

Review 6

Jonas S.

Mount Pleasant, MI, Jun 4, 2026, 1:15 PM

5.0

Wyatt Ervin made the mortgage process smooth and stress-free from start to finish. He was knowledgeable, responsive, and always available to answer questions and explain each step of the process. His communication was excellent, and he worked hard to find the best solution for my situation. I always felt informed and confident that everything was being handled professionally. I highly recommend Wyatt and Guild Mortgage to anyone looking for a lender who genuinely cares about their clients and delivers outstanding service. Thank you for making this such a great experience!

Review 1

Alan R.

Gladwin, MI, Aug 11, 2026, 9:25 PM

5.0

Awesome Thanks til the next one

Review 2

Susan S.

Alma, MI, Aug 3, 2026, 2:14 PM

5.0

Your office reached out in a timely manner helping the agents stay on track

Review 3

Tia P.

Alma, MI, Jul 29, 2026, 1:09 PM

5.0

Great communication, smooth transaction, closed in 30 days with a MSHDA loan!

Review 4

Kody B.

Mount Pleasant, MI, Jul 2, 2026, 5:31 PM

5.0

Wyatt and his team were knowledgable and so helpful throughout the whole process. Frieda was A great communicator!

Review 5

Michael W.

Mount Pleasant, MI, Jun 30, 2026, 7:26 PM

5.0

Quick responses to any and all question. Easy and straight forward checklists as to what was needed. Wyatt provided great guidance and Frieda was amazing on keeping everything organized and informing me promptly of everything that was needed.

Review 6

Jonas S.

Mount Pleasant, MI, Jun 4, 2026, 1:15 PM

5.0

Wyatt Ervin made the mortgage process smooth and stress-free from start to finish. He was knowledgeable, responsive, and always available to answer questions and explain each step of the process. His communication was excellent, and he worked hard to find the best solution for my situation. I always felt informed and confident that everything was being handled professionally. I highly recommend Wyatt and Guild Mortgage to anyone looking for a lender who genuinely cares about their clients and delivers outstanding service. Thank you for making this such a great experience!

Review 7

Janell C.

Mount Pleasant, MI, Jul 12, 2026, 12:24 PM

5.0

Wyatt Ervin was absolutely phenomenal to work with. He made the financing of our new home stress-free and straightforward. His communication was top-notch and he handed everything with a caring attitude. We would highly recommend him to friends or family looking for a seamless, expertly handled mortgage process.

Review 8

Linda C.

Crystal, MI, Mar 16, 2026, 6:50 PM

5.0

The whole process went smooth and communication was great!

Review 9

Kyle B.

Mount Pleasant, MI, Mar 10, 2026, 9:52 AM

5.0

My experience with Guild Mortgage was excellent from start to finish. The process was fast, efficient, and surprisingly easy to navigate. I appreciated the team's dedication to pushing for the quickest closing possible. I couldn't be happier with how it all turned out!

Review 10

Cody N.

Saint Louis, MI, Mar 3, 2026, 4:33 PM

5.0

I greatly appreciated the timely communication from Freida. She was awesome with communicating updates!

Review 11

Andrew B.

Mecosta, MI, Feb 28, 2026, 4:00 PM

5.0

Wyatt was very helpful and kind. He answered all our questions, which we really appreciate as first time homebuyers. We didn't even know it would be possible for us to buy a house in our early 20s, so we will always be grateful for him helping make that become a reality.

Review 12

Kodi O.

St. Louis, MI, Mar 3, 2026, 3:29 PM

5.0

Wyatt was easy to work with and answered all our question. He even did late night calls with us to get this loan refinanced

Review 13

Carl W.

Remus, MI, Feb 9, 2026, 12:32 AM

5.0

Wyatt was very personabl, knowledgeable and thorough through the entire process. Showed availability at any time to answer any question to make me feel comfortabl. I felt very relaxed through the process and trusted he would provide best situation for me to be successful as a first time homeowner!

Review 7

Janell C.

Mount Pleasant, MI, Jul 12, 2026, 12:24 PM

5.0

Wyatt Ervin was absolutely phenomenal to work with. He made the financing of our new home stress-free and straightforward. His communication was top-notch and he handed everything with a caring attitude. We would highly recommend him to friends or family looking for a seamless, expertly handled mortgage process.

Review 8

Linda C.

Crystal, MI, Mar 16, 2026, 6:50 PM

5.0

The whole process went smooth and communication was great!

Review 9

Kyle B.

Mount Pleasant, MI, Mar 10, 2026, 9:52 AM

5.0

My experience with Guild Mortgage was excellent from start to finish. The process was fast, efficient, and surprisingly easy to navigate. I appreciated the team's dedication to pushing for the quickest closing possible. I couldn't be happier with how it all turned out!

Review 10

Cody N.

Saint Louis, MI, Mar 3, 2026, 4:33 PM

5.0

I greatly appreciated the timely communication from Freida. She was awesome with communicating updates!

Review 11

Andrew B.

Mecosta, MI, Feb 28, 2026, 4:00 PM

5.0

Wyatt was very helpful and kind. He answered all our questions, which we really appreciate as first time homebuyers. We didn't even know it would be possible for us to buy a house in our early 20s, so we will always be grateful for him helping make that become a reality.

Review 12

Kodi O.

St. Louis, MI, Mar 3, 2026, 3:29 PM

5.0

Wyatt was easy to work with and answered all our question. He even did late night calls with us to get this loan refinanced

Review 13

Carl W.

Remus, MI, Feb 9, 2026, 12:32 AM

5.0

Wyatt was very personabl, knowledgeable and thorough through the entire process. Showed availability at any time to answer any question to make me feel comfortabl. I felt very relaxed through the process and trusted he would provide best situation for me to be successful as a first time homeowner!

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$1,663.00

Principal & Interest

$1,663.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$1,663.00

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Wyatt Ervin

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Michigan

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.