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	In a hurry? Climb aboard the Ruoff Express From application to closing table in 15 days* Click here to learn more

	Purchase your dream home...		Lower your payment...		Consolidate your debt...
	Purchase your dream home...		Lower your payment...		Consolidate your debt...
	Ensure that your home buying goes smoothly by consulting with a Ruoff Home Mortgage Advisor.		Why pay more than you have to? Discuss a rate and term refinance with a Ruoff Home Mortgage Advisor and start saving today.		Use the equity in your home and cut off the shackles of high interest credit cards. You will soon be on your way to financial freedom.

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Now is Not a Good Time to Buy a Home ...

Now is the Best time to Buy a Home!

Understanding your home finance options puts you in the driver's seat when you are negotiating your home purchase.

Getting a no obligation pre-approval letter tells all parties involved that you are a qualified borrower. Because your pre-approval letter is from Ruoff Home Mortgage, sellers and agents will both know the transaction will close on time! Get in touch with a Ruoff Home Loan Adviser or simply click on the link above and apply online today. It is fast and easy and you will soon know why Ruoff is a great name to know when you need a mortgage.

Since 1984
"A GREAT NAME TO KNOW WHEN YOU NEED A MORTGAGE"