Ruoff Mortgage
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Amy Million

VP | Branch Manager

NMLS: 1102971

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
Amy

97.72%

Customer Satisfaction Score.

Scotsman GuidePresident's Club

Awards

Proudly serving Indiana, Michigan

Meet our happy homeowners***

View All Testimonials

Sheila W.

Peru, IN, Aug 5, 2024, 3:07 PM

Amy was nothing short of amazing throughout the entire process. From start to finish she was helpful, friendly, responded in a timely manner, personable, and knowledgeable. If I were to do it all over again, I would choose her!! She has an approachable, calm demeanor and I felt at ease going to her with anything I needed! I cannot thank her enough :)

Kassandra N K.

Peru, IN, Jun 27, 2024, 3:10 PM

Amy was so friendly and so easy to work with. She had an answer to every question and never made me feel silly or dumb for them. She was thorough and clear all on her own. I was never confused or surprised by anything I was asked because she clearly explained everything so well. A joy to work with.

Chase W.

Elwood, IN, Aug 1, 2026, 3:54 PM

It went so much more smoothly than everyone told me it would it was a relief

Jeremy D R.

Attica, IN, Jul 18, 2026, 10:35 PM

very friendly, professional and answered all my questions. Kept in touch through throughout the whole process and made sure I was never kept in the dark

George W D.

Peru, IN, Jul 3, 2026, 10:01 PM

Amy was able to take all of the stress out of the entire process.

Jonathan T C.

Peru, IN, Jun 29, 2026, 6:55 PM

Amy was great! Consistent, clear communication and let us know what to expect at every step of the way. She presented each stage with a positive, cheerful attitude that made things pleasant and speedy. We would recommend her to all of our friends and family members.

Charlie T M.

PERU, IN, Jun 24, 2026, 11:08 PM

Amy is awesome at her job it could not have gone smoother!

Sheila W.

Peru, IN, Aug 5, 2024, 3:07 PM

Amy was nothing short of amazing throughout the entire process. From start to finish she was helpful, friendly, responded in a timely manner, personable, and knowledgeable. If I were to do it all over again, I would choose her!! She has an approachable, calm demeanor and I felt at ease going to her with anything I needed! I cannot thank her enough :)

Kassandra N K.

Peru, IN, Jun 27, 2024, 3:10 PM

Amy was so friendly and so easy to work with. She had an answer to every question and never made me feel silly or dumb for them. She was thorough and clear all on her own. I was never confused or surprised by anything I was asked because she clearly explained everything so well. A joy to work with.

Chase W.

Elwood, IN, Aug 1, 2026, 3:54 PM

It went so much more smoothly than everyone told me it would it was a relief

Jeremy D R.

Attica, IN, Jul 18, 2026, 10:35 PM

very friendly, professional and answered all my questions. Kept in touch through throughout the whole process and made sure I was never kept in the dark

George W D.

Peru, IN, Jul 3, 2026, 10:01 PM

Amy was able to take all of the stress out of the entire process.

Jonathan T C.

Peru, IN, Jun 29, 2026, 6:55 PM

Amy was great! Consistent, clear communication and let us know what to expect at every step of the way. She presented each stage with a positive, cheerful attitude that made things pleasant and speedy. We would recommend her to all of our friends and family members.

Charlie T M.

PERU, IN, Jun 24, 2026, 11:08 PM

Amy is awesome at her job it could not have gone smoother!

Jared A B.

Lafayette, IN, May 27, 2026, 6:46 PM

Amy was very prompt, knowledgeable, and helpful throughout the entire process. I would easily recommend to future homeowners .

Peyton Joanna P.

Logansport, IN, May 15, 2026, 3:05 PM

Amy was very helpful and quick to respond to any questions we

Holly E.

Brownstown, IN, May 1, 2026, 3:20 PM

Amy has great communication and knows how to solve problems! An easy experience from beginning to end.

Bradley D M.

Peru, IN, Mar 24, 2026, 10:00 PM

I lover working with Amy

Amy M R.

Peru, IN, Feb 28, 2026, 9:03 PM

Very knowledgeable, professional and always responded quickly.

Shalana Gayle B.

Peru, IN, Feb 21, 2026, 4:47 PM

Amy was absolutely amazing to work with! She was on it when it came to every aspect of the home buying process. We closed weeks ahead of schedule because she was quick to ask for documents needed and worked well with others involved in the home buying process! I would highly recommend Amy to anyone buying or thinking of buying a home!

Justin Y.

BUNKER HILL, IN, Feb 2, 2026, 8:28 PM

Amy is very good at what she does! she contactedn us with all the options and did an amazing job guiding us through the process!

Brooklyn N.

Peru, IN, Jan 10, 2026, 4:23 PM

Amy was amazing to work with. We were going to have higher insurance she got us in contact with an insurance company and got us way lower.

Jared A B.

Lafayette, IN, May 27, 2026, 6:46 PM

Amy was very prompt, knowledgeable, and helpful throughout the entire process. I would easily recommend to future homeowners .

Peyton Joanna P.

Logansport, IN, May 15, 2026, 3:05 PM

Amy was very helpful and quick to respond to any questions we

Holly E.

Brownstown, IN, May 1, 2026, 3:20 PM

Amy has great communication and knows how to solve problems! An easy experience from beginning to end.

Bradley D M.

Peru, IN, Mar 24, 2026, 10:00 PM

I lover working with Amy

Amy M R.

Peru, IN, Feb 28, 2026, 9:03 PM

Very knowledgeable, professional and always responded quickly.

Shalana Gayle B.

Peru, IN, Feb 21, 2026, 4:47 PM

Amy was absolutely amazing to work with! She was on it when it came to every aspect of the home buying process. We closed weeks ahead of schedule because she was quick to ask for documents needed and worked well with others involved in the home buying process! I would highly recommend Amy to anyone buying or thinking of buying a home!

Justin Y.

BUNKER HILL, IN, Feb 2, 2026, 8:28 PM

Amy is very good at what she does! she contactedn us with all the options and did an amazing job guiding us through the process!

Brooklyn N.

Peru, IN, Jan 10, 2026, 4:23 PM

Amy was amazing to work with. We were going to have higher insurance she got us in contact with an insurance company and got us way lower.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Amy Million

A Bit About Me

Welcome! With over 10 years of mortgage lending experience, I'm passionate about helping individuals and families achieve their dream of homeownership. I know buying a home can feel overwhelming, so my goal is to make the process as smooth, stress-free, and enjoyable as possible. As a wife and mom of two, I understand the importance of finding the perfect place to call home. I offer personalized guidance, clear communication, and a variety of loan options, including Conventional, FHA, USDA, and VA loans. Whether you're buying your first home or your next one, I'm here to help every step of the way.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club

President's Club

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana, Michigan

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.