620 minimum credit score
Down payment assistance for the Entire 3.5% FHA Down Payment
Available for any single-family home
Available to First-time and Repeat homebuyers
Competitive interest rates
Flexible underwriting guidelines
If the thought of a down payment has kept you from buying a home, we may be able to help! This means one less barrier between you and your dream of homeownership! This unique program offers 100% financing for qualified borrowers applying for an FHA loan.*
The Ruoff Mortgage HomeNow Down Payment Assistance programs currently available in Florida, Georgia, Illinois, Kentucky, Michigan, and Ohio. Please check with your loan officer for more information regarding state availability.