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A New Home Construction Loan, with Ruoff Home Mortgage, allows you to simplify the often confusing process of building a home from the ground up. There are two types of construction loans: One-Time and Two-Time Construction Loans.
New Home Construction Loans cover everything from the land purchase to the roof tiling. If you'd like to design your new home down to the last detail, a New Home Construction Loan is for you!
It all starts with deciding on the builder or contractor you would like to build your new home. Your contractor and Ruoff will do the rest!
We will manage your construction funds for you by tracking and dispersing all payments to your contractors. We will order inspections from certified home inspectors and/or appraisers to ensure work is complete and finished in a professional manner.
You and your contractor will have the peace of mind knowing the funds allocated for the construction will be safe and available when a payment is required.