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What is your goal?

Purchase

When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year
Unsure

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Yes
No

Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.
Continue

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan
Unsure

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.

Guides

Ruoff Home Mortgage knows that researching and educating yourself is the first step towards making any big decisions. Buying, selling, or refinancing a home will be some of the biggest decisions you'll make, and we want you to feel prepared and confident when the time comes. We have guides for every stage of the process with detailed explanations of what you should expect, and worksheets to help you plan for your homeownership dreams.

Home Shopping Home Buying Home Selling Refinance

Home Shopping Guide

We know that purchasing a home can seem intimidating. A little research and preparation can make the process go smoothly. This guide is written to help some shoppers with this next big step in in their lives. It will help answer many of the questions you may have in regards to finding the right Realtor, neighborhood, and home.

Home Buying Guide

Are you ready to buy your next home? The mortgage process may look complicated, but it doesn’t have to be. This guide was written to help homebuyers learn about financing their home. This guide contains the do’s and don’ts of home buying, the breakdown of your mortgage payment, what to expect at the closing table, and more.

Home Selling Guide

Selling your home can be an overwhelming task for even the most prepared seller, so we’ve put together this Homeseller’s Guide to help you best prepare your house, and yourself, for the sale. You’ll learn which updates add value, why you need a realtor, how to negotiate with buyers, tips for staging and showing your home, and more.

Refinance Guide

Is refinancing right for you? This guide offers an in-depth look at what to consider when looking into a refinance, and how it can impact your loan in the long run. We will cover all the commonly asked questions relating to refinancing, how to create a strategy for your loan, and step by step instructions on the loan process.

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