Legal Disclosures and Licenses 
    
    
    Ruoff Mortgage is an Equal Housing Lender. As prohibited by federal law,
     we do not engage in business practices that discriminate on the basis of
      race, color, religion, national origin, sex, marital status, age (provided
       you have the capacity to enter into a binding contract), because all or
        part of your income may be derived from any public assistance program, or
        because you have, in good faith, exercised any right under the Consumer
        Credit Protection Act. The federal agency that administers our compliance
        with these federal laws is the Federal Trade Commission, Equal Credit
        Opportunity, Washington, DC, 20580.
    
    
    
    Ruoff Mortgage Company, Inc. (NMLS #141868) is an Indiana corporation located at 1670 Magnavox Way, Fort Wayne,
      IN 46804, that is licensed by the Indiana Department of Financial Institutions (DFI) and operates with the following state specific licenses:
    
    
        
          
            
              View all Regulators and Disclosures
              
           
         
     
    
                                    
                Alabama 
                  License
                                      #22445
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             State Banking Department of Alabama 
                             
                            
                                                              
                                  
                                    Jeremy Windham                                     -                                     Mortgage Licensing Coordinator                                   
                                  
                                  jeremy.windham@banking.alabama.gov 
                                 
                                                              
                                  
                                    Diana Anderson                                     -                                     Banking Application Specialist                                   
                                  
                                  diana.anderson@banking.alabama.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Arizona 
                  License
                                      #0944777
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Arizona Department of Financial Institutions 
                             
                            
                                                              
                                  
                                                                                                            Licensing                                   
                                  
                                  felicensing@difi.az.gov 
                                 
                                                              
                                  
                                                                                                            Exams/compliance                                   
                                  
                                  financial@difi.az.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Arkansas 
                  License
                                      #112626
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Arkansas Securities Department 
                             
                            
                                                              
                                  
                                    Jay Drake                                     -                                     Mortgage & Money Service Businesses                                   
                                  
                                  jay.drake@arkansas.gov 
                                 
                                                              
                                  
                                    Karyn Tierney                                     -                                     Mortgage & Money Service Businesses                                   
                                  
                                  karyn.tierney@arkansas.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Colorado 
                  License
                                      #141868
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Colorado Department of Regulatory Agencies - Department of Real Estate 
                             
                            
                                                              
                                  
                                    Shirley Martinez                                                                                                           
                                  
                                  shirleyd.martinez@state.co.us 
                                 
                                                              
                                  
                                    Vivian Grossman                                                                                                           
                                  
                                  Vivian.grossman@state.co.us 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Connecticut 
                  License
                                      #ML-141868
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Connecticut Department of Banking 
                             
                            
                                                              
                                  
                                    Richard Cortes                                                                                                           
                                  
                                  richard.cortes@ct.gov 
                                 
                                                              
                                  
                                    Beata Zuber                                                                                                           
                                  
                                  Beata.Zuber@ct.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Florida 
                  License
                                      #MLD1182
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Bureau of Registration 
                             
                            
                                                              
                                  
                                                                                                            Bureau of Registration                                   
                                  
                                  ofr@flofr.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Georgia 
                  License
                                      Residential Mortgage License #55205
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Georgia Department of Banking and Finance 
                             
                            
                                                              
                                  
                                                                                                            Mortgage Current Licensees & New Applicants                                   
                                  
                                  dbfmort@dbf.state.ga.us 
                                 
                                                              
                                  
                                                                                                            Money Service Business Current Licensees & New Applicants                                   
                                  
                                  msb@dbf.state.ga.us 
                                 
                                                              
                                  
                                    Latosha Rose                                                                                                           
                                  
                                  lrose@dbf.state.ga.us 
                                 
                                                              
                                  
                                    Dominique Williams                                                                                                           
                                  
                                  dwilliams@dbf.state.ga.us 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Illinois 
                  License
                                      #MB.6760734
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Illinois Department of Financial and Professional Regulation 
                             
                            
                                                              
                                  
                                                                                                            Mortgage Companies                                   
                                  
                                  FPR.MortgageLicensing@Illinois.gov 
                                 
                                                              
                                  
                                    Brett Dey                                                                                                           
                                  
                                  Brett.Dey@illinois.gov 
                                 
                                                              
                                  
                                    Kyle Krapf                                                                                                           
                                  
                                  kyle.krapf@illinois.gov 
                                 
                                                              
                                  
                                                                                                            Individuals (MLOs)                                   
                                  
                                  FPR.LoanOriginator@Illinois.gov 
                                 
                                                              
                                  
                                    John Johnson                                                                                                           
                                  
                                  John.johnson2@illinois.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Indiana 
                  License
                                      #10994
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Indiana Department of Financial Institutions 
                             
                            
                                                              
                                  
                                    Angi Bailey                                     -                                     Licensing Staff                                   
                                  
                                  dfilicensing@dfi.in.gov 
                                 
                                                              
                                  
                                    Miranda Bray                                     -                                     Licensing Staff                                   
                                  
                                  dfilicensing@dfi.in.gov 
                                 
                                                              
                                  
                                    Tabitha Butts                                     -                                     Licensing Staff                                   
                                  
                                  dfilicensing@dfi.in.gov 
                                 
                                                              
                                  
                                    Nancy Degott                                     -                                     Licensing Staff                                   
                                  
                                  dfilicensing@dfi.in.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Iowa 
                  License
                                      #2017-0105
                                      #2019-0131
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Iowa Division of Banking 
                             
                            
                                                              
                                  
                                    Craig Christensen                                                                                                           
                                  
                                  craig.christensen@idob.state.ia.us 
                                 
                                                              
                                  
                                    Joe Gordon                                                                                                           
                                  
                                  joseph.gordon@idob.state.ia.us 
                                 
                                                              
                                  
                                    Randy Johnson                                                                                                           
                                  
                                  randy.johnson@idob.state.ia.us 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Kansas 
                  License
                                      #MC.0025473
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Kansas Office of the State Bank Commissioner 
                             
                            
                                                              
                                  
                                    Emily Simmonds                                                                                                           
                                  
                                  Emily.Simmonds@osbckansas.org 
                                 
                                                              
                                  
                                    Julie Moss                                                                                                           
                                  
                                  Julie.moss@osbckansas.org 
                                 
                                                              
                                  
                                    Pam Diel                                                                                                           
                                  
                                  Pam.Diel@osbckansas.org 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Kentucky 
                  License
                                      #MC322210
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Kentucky Department of Financial Institutions 
                             
                            
                                                              
                                  
                                    Emily Clifford                                     -                                     Mortgage Brokers and Companies                                   
                                  
                                  Emily.Clifford@ky.gov 
                                 
                                                              
                                  
                                    Kayla Prather                                     -                                     Individual MLOs and Processors                                   
                                  
                                  Kayla.Prather@ky.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Louisiana 
                  License
                                      #141868
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Louisiana Office of Financial Institutions Non-Depository Division 
                             
                            
                                                              
                                  
                                    Donlyn Polito                                                                                                           
                                  
                                  dpolito@ofi.la.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Maine 
                  License
                                      #141868
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Maine Bureau of Consumer Credit Protection 
                             
                            
                                                              
                                  
                                    Kristine Fournier                                                                                                           
                                  
                                  kristine.m.fournier@maine.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Massachusetts 
                  License
                                      #ML141868
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Massachusetts Division of Banks 
                             
                            
                                                              
                                  
                                    Aimee Desai                                     -                                     Consumer Finance, Debt, Money Service Business, Mortgage                                   
                                  
                                  aimee.desai@mass.gov 
                                 
                                                              
                                  
                                    Christopher Dupont                                                                                                           
                                  
                                  Christopher.dupont@mass.gov 
                                 
                                                              
                                  
                                    Corey Burrows                                     -                                     Consumer Finance, Debt, Money Service Business, Mortgage                                   
                                  
                                  corey.burrows@mass.gov 
                                 
                                                              
                                  
                                    Harry Burgess                                     -                                     Mortgage                                   
                                  
                                  harry.burgess@mass.gov 
                                 
                                                              
                                  
                                    Marisol Monzon                                     -                                     Consumer Finance, Debt, Money Service Business, Mortgage                                   
                                  
                                  marisol.monzon@mass.gov 
                                 
                                                              
                                  
                                    Nicole Bullock                                     -                                     Consumer Finance, Debt, Money Service Business, Mortgage                                   
                                  
                                  nicole.bullock@mass.gov 
                                 
                                                              
                                  
                                    Wesley Ho                                     -                                     Consumer Finance, Debt, Money Service Business, Mortgage                                   
                                  
                                  wesley.ho@mass.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Michigan 
                  License
                                      #FL0017496
                                      #SR0025654
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Michigan Department of Insurance and Financial Services 
                             
                            
                                                              
                                  
                                                                                                            General Questions                                   
                                  
                                  difs-fin-info@michigan.gov 
                                 
                                                              
                                  
                                    Melissa Brown                                     -                                     Company names beginning with the letters A - L or a #                                   
                                  
                                  brownm7@michigan.gov 
                                 
                                                              
                                  
                                    Brandye Sedelmaier                                     -                                     Company names beginning with the letters M - Z                                   
                                  
                                  sedelmaierb@michigan.gov 
                                 
                                                              
                                  
                                    Kyle Dornberg                                     -                                     MLO last names beginning with the letters A - K                                   
                                  
                                  dornbergk@michigan.gov 
                                 
                                                              
                                  
                                    Jason Wohlfert                                     -                                     MLO last names beginning with the letters L - Z                                   
                                  
                                  wohlfertj2@michigan.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Minnesota 
                  License
                                      #MN-MO-141868
                                      #MN-MO-141868.1
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Minnesota Department of Commerce 
                             
                            
                                                              
                                  
                                    Melissa Knoepfler                                     -                                     Mortgage & Money Service Business                                   
                                  
                                  melissa.knoepfler@state.mn.us 
                                 
                                                              
                                  
                                    Peggy Schons                                     -                                     Mortgage (Individual)                                   
                                  
                                  peggy.schons@state.mn.us 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Mississippi 
                  License
                                      #141868
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Mississippi Department of Banking and Consumer Finance 
                             
                            
                                                              
                                  
                                    Chase Winters                                     -                                     Mortgage                                   
                                  
                                  chase.winters@dbcf.ms.gov 
                                 
                                                              
                                  
                                    Tabitha Martin                                     -                                     Mortgage                                   
                                  
                                  tabitha.martin@dbcf.ms.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Missouri 
                  License
                                      #141868
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Missouri Division of Finance 
                             
                            
                                                              
                                  
                                    Becky Litfin                                     -                                     Mortgage                                   
                                  
                                  Becky.Litfin@dof.mo.gov 
                                 
                                                              
                                  
                                    Chelsea Smith                                     -                                     Mortgage                                   
                                  
                                  Chelsea.Smith@dof.mo.gov 
                                 
                                                              
                                  
                                    Derek Storms                                     -                                     Mortgage                                   
                                  
                                  derek.storms@dof.mo.gov 
                                 
                                                              
                                  
                                    Jordan Bateman                                     -                                     Mortgage                                   
                                  
                                  jordan.bateman@dof.mo.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                New Hampshire 
                  License
                                      #22065-MB
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             New Hampshire Banking Department 
                             
                            
                                                              
                                  
                                    Nancy Burke                                                                                                           
                                  
                                  nburke@banking.state.nh.us 
                                 
                                                              
                                  
                                    Rebecca Nelson                                                                                                           
                                  
                                  Rebecca.l.nelson@banking.nh.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                New Jersey 
                  License
                                      #141868
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             New Jersey Department of Banking and Insurance 
                             
                            
                                                              
                                  
                                    Keena Jones                                                                                                           
                                  
                                  keena.jones@dobi.nj.gov 
                                 
                                                              
                                  
                                    Peter Frank                                                                                                           
                                  
                                  peter.frank@dobi.nj.gov 
                                 
                                                              
                                  
                                    Howard Wegener                                                                                                           
                                  
                                  howard.wegener@dobi.nj.gov 
                                 
                                                              
                                  
                                                                                                                                               
                                  
                                  dobi.nj.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                North Carolina 
                  License
                                      #L-175947
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             North Carolina Commissioner of Banks Office 
                             
                            
                                                              
                                  
                                                                                                            General Questions                                   
                                  
                                  mortgage@nccob.gov 
                                 
                                                              
                                  
                                                                                                            Loan Originators                                   
                                  
                                  mlo@nccob.gov 
                                 
                                                              
                                  
                                                                                                            Lenders, Brokers, and Servicers                                   
                                  
                                  company@nccob.gov 
                                 
                                                              
                                  
                                                                                                            Mortgage Branches                                   
                                  
                                  branch@nccob.gov 
                                 
                                                              
                                  
                                                                                                            Mortgage Origination Support Registrants                                   
                                  
                                  mosr@nccob.gov 
                                 
                                                              
                                  
                                                                                                            Reverse Mortgage Companies                                   
                                  
                                  reverse@nccob.gov 
                                 
                                                              
                                  
                                                                                                            To request exemptions from the N.C. S.A.F.E. Act                                   
                                  
                                  exemptionrequests@nccob.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Ohio 
                  License
                                      #MBMB.850220.000
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Ohio Division of Financial Institutions, Consumer Finance 
                             
                            
                                                              
                                  
                                    Traci Washington                                                                                                           
                                  
                                  webdfi-cf@com.state.oh.us 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Oklahoma 
                  License
                                      #ML011563
                                      #ML012575
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Oklahoma Department of Consumer Credit Licensing 
                             
                            
                                                              
                                  
                                    Stefanie Ashurst                                                                                                           
                                  
                                  sashurst@okdocc.ok.gov 
                                 
                                                              
                                  
                                    Geromy Briscoe                                                                                                           
                                  
                                  gbriscoe@okdocc.ok.gov 
                                 
                                                              
                                  
                                    Christine Waters                                                                                                           
                                  
                                  cwaters@okdocc.ok.gov 
                                 
                                                              
                                  
                                    Stephanie Younie                                                                                                           
                                  
                                  syounie@okdocc.ok.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Pennsylvania 
                  License
                                      Mortgage Lender License #60552
                                      Mortgage Servicer License #77033
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Pennsylvania Department of Banking and Securities 
                             
                            
                                                              
                                  
                                                                                                            Licensing Office                                   
                                  
                                  ra-asklicensing@pa.gov 
                                 
                                                              
                                  
                                                                                                            Compliance Division                                   
                                  
                                  ra-askcompliance@pa.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                South Carolina 
                  License
                                      #MLS - 141868
                                      #MLS - 141868 OTN #3
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             South Carolina Consumer Finance Division of the Board of Financial Institutions 
                             
                            
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Tennessee 
                  License
                                      #134514
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Tennessee Department of Financial Institutions 
                             
                            
                                                              
                                  
                                    Jack Lay                                     -                                     Chief Administrator                                   
                                  
                                  Jack.Lay@tn.gov 
                                 
                                                              
                                  
                                    Christy Beadle-Adams                                     -                                     Mortgage Loan Originators                                   
                                  
                                  Christy.Beadle.Adams@tn.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Texas 
                  License
                                      #141868
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Texas Department of Savings and Mortgage Lending 
                             
                            
                                                              
                                  
                                                                                                            Division of Licensing                                   
                                  
                                  nmls@sml.texas.gov 
                                 
                                                                                        CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. 
                                                       
                         
                       
                      
                     
                                 
                                                
                Virginia 
                  License
                                      #MC-6790
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             Virginia Bureau of Financial Institutions 
                             
                            
                                                              
                                  
                                                                                                            Checking status of license or general questions                                   
                                  
                                                                    804-371-0484                                                                                                      
                                 
                                                              
                                  
                                                                                                            Compliance Questions                                   
                                  
                                                                    804-371-9701                                                                                                      
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                West Virginia 
                  License
                                      #ML-35908
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             West Virginia Division of Financial Institutions 
                             
                            
                                                              
                                  
                                    Rob Young                                                                                                           
                                  
                                  ryoung@wvdob.org 
                                 
                                                              
                                  
                                    Stacy Wagner                                                                                                           
                                  
                                  swagner@wvdob.org 
                                 
                                                              
                                  
                                    Tracy M. Hudson                                                                                                           
                                  
                                  thudson@wvdob.org 
                                 
                                                              
                                  
                                    Terri Shock                                                                                                           
                                  
                                  tshock@wvdob.org 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                                                
                Wisconsin 
                  License
                                      #141868BA
                                  
                  dba Ruoff Mortgage Company, Inc.
                  dba Ruoff Mortgage.
                  
                  
                                      
                      
                        Regulators and Disclosures
                           
                        
                          
                          Regulator :
                           
                          
                            
                             State of Wisconsin Department of Financial Institutions 
                             
                            
                                                              
                                  
                                    Alexandra Wessel                                     -                                     Mortgage                                   
                                  
                                  Alexandra.Wessel@wisconsin.gov 
                                 
                                                              
                                  
                                    Sarah Driscoll                                     -                                     Mortgage                                   
                                  
                                  sarah.driscoll@wisconsin.gov 
                                 
                                                              
                                  
                                    Jessica Ewig                                     -                                     Consumer Finance                                   
                                  
                                  Jessica.Ewig@dfi.wisconsin.gov 
                                 
                                                              
                                  
                                    Janell Fibikar                                     -                                     Consumer Finance                                   
                                  
                                  Janell.Fibikar@dfi.wisconsin.gov 
                                 
                                                                                     
                         
                       
                      
                     
                                 
                              
       
    
  Ruoff Mortgage Company, Inc is currently licensed to lend in
      Alabama ,       Arizona ,       Arkansas ,       Colorado ,       Connecticut ,       Florida ,       Georgia ,       Illinois ,       Indiana ,       Iowa ,       Kansas ,       Kentucky ,       Louisiana ,       Maine ,       Massachusetts ,       Michigan ,       Minnesota ,       Mississippi ,       Missouri ,       New Hampshire ,       New Jersey ,       North Carolina ,       Ohio ,       Oklahoma ,       Pennsylvania ,       South Carolina ,       Tennessee ,       Texas ,       Virginia ,       West Virginia , &       Wisconsin .  
    
    
      This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. Loan inquiries and applications in states where a Loan Officer is not licensed will be referred to a Loan Officer who is licensed in the property state.
    
    
      For additional NMLS information, please visit: www.nmlsconsumeraccess.org .