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What is your goal?

Purchase

When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year
Unsure

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Yes
No

Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.
Continue

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan
Unsure

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.

Refinance

What is Your Goal?

I'm researching.

How do you know if you should refinance? It’s a big decision – learn whether you can save money, lower your interest rate, plan for the future, or make updates to your home.

Research

I'm reviewing
my options.

Have you narrowed down your refinance goals? There are many refinance loans available, but only one that’s best for you. Learn more about each refinance loan we offer.

See Options

I'm ready.

Have you created your refinance strategy and are ready to begin? Our online application makes the refinance process stress-free.

Which Loan is
Best for You?

Ruoff offers a variety of mortgage loans to fit your homebuying scenario. Explore our loan options to discover which loan is best for you.

Explore Loans

Hear from people like you

  • “Ruoff fought tooth and nail to get me refinanced, kept me informed at all times, and got me the best interest rate possible. I highly suggest this company to anyone in need of a mortgage.”

    Barry E, happy client
  • “Ruoff made our refinance process extremely quick and easy. They are very knowledgeable and take the time to fully answer all questions so the client has a good understanding of all aspects involved in their transaction. I highly recommend Ruoff if you are looking to buy or refinance a home.”

    Eric M, happy client
  • “Ruoff helped me with my refinance. I was faced with making a financial decision to pay off all my bills and have extra money to take care of my wife’s medical expenses. I was unsure of everything, but Ruoff helped me go through the process smoothly.”

    Yvonne C, happy client

Educate
& empower
yourself.

Ready to Refinance?