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Customer Satisfaction 98.8%

Our clients have spoken!

We understand that it isn’t just about how much business you do, but how you do business. At Ruoff Home Mortgage, the “how” involves five important tenets – accountability, integrity, agility, adaptability, and an overall passion for providing an outstanding customer experience.


Scotsman Guide Verified Company


We are proud to be recognized by The Scotsman Guide as a Top Mortgage Lender among the nation’s top-producing mortgage companies! Ruoff Home Mortgage is ranked #68 in Top Overall Volume for 2017 with more than $1.597 billion in loan volume.

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Our mobile app is designed to enhance the lending experience for both our borrowers and Realtor partners

When you apply for a home loan, it’s important to know where you’re at with each step of the process. Ruoff’s mobile app streamlines the home financing process by providing you with real time information on your loan’s progress. You can also securely upload important loan documents and communicate instantly with all parties involved in the transaction. Download it today from the App Store or Google Play.

With 51 locations to serve you better

Did you know that Ruoff Home Mortgage has offices throughout Indiana, Michigan, Ohio, Kentucky, and Florida? We are also licensed in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Idaho, Illinois, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Washington, Wisconsin, and Wyoming. Home ownership begins here.

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Clear, Concise, Communication About Your Loan's Progress

When you apply for a home loan we know that it is important to keep you informed of your loan’s progress. Our Ruoff Loan Milestone Email Updates do just that, letting you know the current status and what is coming next. You’ll know the minute your file is approved by our underwriting team or when your funds have been wired to the title company ahead of the closing. Our Milestone Email Updates also provide you with up-to-date contact information for everyone involved in the transaction.

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A six year streak!

It’s pretty unusual for a company that has been around for nearly 35 years to be considered one of America’s fastest growing companies. What’s even more unusual is to have a company appear on the Inc. 5000 Fastest Growing Private Companies in America list for six years in a row. Learn more about how Ruoff Home Mortgage ranks with other Inc. 5000 companies.

Renovation Lending

A renovation loan gives you the opportunity to buy or refinance a home in need of repairs or updates and roll those costs into one simple home loan. The repairs and improvements can be as simple as fixing your roof or replacing carpet, to remodeling your kitchen or adding a master suite. The choices are up to you! Ruoff Home Mortgage will manage your renovation funds for you. You simply need to find your property and contractor, and Ruoff will handle the rest. Your loan and the value of the property will be based upon the condition and value after your repairs are completed; allowing you the potential to gain instant equity in your home!



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Mortgage Companies in America

We are excited to announce that we are ranked #65 in the Top 100 Mortgage Companies in America in 2017, up from the #79 spot last year! Mortgage Executive Magazine publishes the most comprehensive list of the nation’s top 100 closely-held mortgage companies and publicly-traded banks as ranked by their total yearly mortgage volume for 2017.

Find Your Ideal Home!

With the Homebuyer Dashboard, you can browse thousands of properties, find reliable real estate agents, keep track of your progress, and save money on your next home purchase.

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