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What is your goal?

Purchase

When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year
Unsure

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Yes
No

Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.
Continue

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan
Unsure

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Contact Us

When it comes
to mortgages,
we're here to help.

Buying a Home?

Make the right move with our
personalized home loan process.

Refinancing?

We've got the advisers and the tools to make your refinance goals a reality.

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Opening doors.

We want everyone to discover the possibilities and potential in the homeownership experience. At Ruoff, we know the way home.
We’ll walk there with you.

What Makes Us Different

  • Family smiling in front of their new home

    "Ruoff made our purchase go so smoothly. We couldn't be happier. We got the house of our dreams."

    Collin & Cassandra, MI
  • A couple smiling in front of their new home

    "It was awesome to have such patient and understanding people help us through this process of owning our first home!"

    Faith, IN
  • A couple smiling on the porch of their new home

    "Thanks Ruoff for the opportunity to purchase our first home! Everything was so simple and surprisingly stress free."

    Stephen & Cheyenne, IN
  • A woman sitting on her front porch of new home smiling

    “I felt valued throughout the process of getting my dream home. I hope others realize how easy the process can be with the right partner.”

    Jenn, MI
  • A family gathered around a sold sign in front yard of new home

    “We were able to close our loan 8 days earlier than expected. Ruoff is one of the best mortgage companies we have ever dealt with.”

    Ronald & Jo-Anna, IN
  • Man in front of new home holding a sold sign

    “Ruoff was very good at answering questions with answers I could understand. They were also really friendly and knowledgeable.”

    Dakota, MI
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Always in the loop

We value communication, so our team has created custom apps to make the mortgage process easier and keep you updated from beginning to end.

FAQs

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We’ve gathered answers to these questions, and more, in one convenient place.

Get Answers

Calculator

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Calculate your monthly payments on a loan.

Calculate Now

Guides

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Need help navigating through our loan process? Check our easy-to-follow guides.

Learn More
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Do You Want to Enjoy Your House More? Try These Micro-Updates

Top Mortgage Lender

We are excited to announce that for the second year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #49 in Top Overall Volume for 2018 (up from #68 last year) with more than $1.9 billion in loan volume.

We're moving up the ranks!

Ruoff Home Mortgage has been recognized as one of the Top 100 Mortgage Companies in America in 2018, according to Mortgage Executive Magazine. We ranked #34 in closed loans with 12,262 units and #55 with nearly $1.9 billion in closed loan volume (last year our ranking in closed loan volume was #65). The full list appears in the Spring 2019 issue.

Our clients have spoken!

We understand that it isn’t just about how much business you do, but how you do business. We treat our homebuyers like family and it shows. We have a 98.8% customer satisfaction rating, based on independent third-party customer satisfaction surveys conducted by Customerville.

A seven-year streak!

Ruoff Mortgage is ranked #3209 on the annual Inc. 5000 list, the most prestigious ranking of the nation’s fastest-growing private companies. being in the top 5000 is a big deal. But a truly extraordinary accomplishment is being ranked on the list for seven consecutive years. A mere 1.5% of companies have made the list 7 times and Ruoff is one of them. And, making the list even one time is an incredible feat.