Brendan Morris
Senior Loan Officer
NMLS: 1586764 | OH: MLO-OH.1586764
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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A Bit About Me
I’m a Senior Loan Officer with Ruoff Mortgage, and I truly enjoy helping people navigate one of the biggest decisions they’ll make—buying a home. I believe in treating my clients like people, not transactions, and I’m always happy to answer questions and help make the process as comfortable as possible. Away from work, my wife Kristi and I love camping and traveling to spend time with our four adult children. I also enjoy golf, poker, and making the most of every opportunity to get together with family and friends.
I was born and raised in Columbus, Ohio. I'm a huge Ohio State fan! Go Bucks!!
I've lived in NE Indiana since 1989 and graduated from Homestead High School in Fort Wayne, IN.
I hold a Bachelor's degree in Business from Indiana University.
I've played in multiple World Series of Poker events in Las Vegas.
I like to sing karaoke with my wife and friends.
Frequently Asked, Frequently Answered
Starting with clear, direct answers to the questions that matter most to your future.
After you receive your pre-approval letter, you’ll have an idea of current rates based on your qualifications. However, your rate isn’t officially locked until you choose to lock it in – and that lock is only valid for a set number of days. I’ll help you monitor the market and decide the best time to lock your rate with confidence.
A mortgage calculator gives you a clearer picture of what you can afford by estimating your monthly payment based on home price, down payment, interest rate, and more. It’s a great starting point to help you plan your budget and feel more prepared as you begin your home search.
The credit score required to buy a home differs based on the type of loan you’re applying for. But in general, the higher your score is, the easier it will be to get a great mortgage loan and a better interest rate.
You will generally need to provide proof of income (pay stubs, W-2s), two months of bank statements, tax returns (if self-employed), and a photo ID. These documents verify your financial standing for pre-approval.
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