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Brian Courtney

Senior Loan Officer

NMLS: 912587 | GA: 912587 | OH: MLO-OH.912587

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Brian

99.78%

Customer Satisfaction Score.

Scotsman Guide AwardRuoff Experience Award Winner Award

Awards

Proudly serving Florida, Georgia, Illinois, Indiana, Michigan, North Carolina, Ohio, South Carolina, Texas

Meet our happy homeowners***

View All Testimonials

Review 1

James A. B.

Quincy, OH, Sep 29, 2026, 4:40 PM

5.0

Brian was outstanding from the very beginning, throughout the process, all the way to the end. I don't remember a time when we had a question that wasn't answered within that same day. We didn't have many questions because Brian let us know the expectations the whole way through. It's very rare to find a loan officer that makes you feel special, heard, and truly well taken care of. Brian helped us get to a point where we could use resources for the best outcome possible. If we ever end up buying another home, I wouldn't even entertain using someone else. You're stuck with us Brian. Truly outstanding service!

Review 2

Julia Kathryn L.

Milford, OH, Sep 27, 2026, 7:52 PM

5.0

Brian was incredibly knowledgeable about the whole process and made purchasing my first home feel simple, stress free, and enjoyable! he was very responsive and helped me understand the process every step of the way, helping me to feel confident in my purchase. I would highly recommend Brian to my friends and family in the future!

Review 3

Maureen Louise D.

Dublin, OH, Sep 24, 2026, 3:12 PM

5.0

Brian was always available with clear and concise answers to all questions.

Review 4

Gail S.

HILLIARD, OH, Sep 23, 2026, 3:08 PM

5.0

Brian was great loan officer to work with. He would always make sure we understood what we were doing or signing. He was every helpful and took his time answering our questions. Great guy!

Review 5

Joshua F.

Hilliard, OH, Aug 25, 2026, 4:07 PM

5.0

Brian isn't just a great loan officer, he's also a great human! We've been working with him on and off since January and he's made the whole experience seemless and stress free. Your company has a great one with him!

Review 6

Lauren M.

Hilliard, OH, Aug 25, 2026, 3:05 PM

5.0

Brian did a wodnerful job from start to finish. Explained everything we needed, was quick to respond, and make the process so easy! We are so grateful!

Review 1

James A. B.

Quincy, OH, Sep 29, 2026, 4:40 PM

5.0

Brian was outstanding from the very beginning, throughout the process, all the way to the end. I don't remember a time when we had a question that wasn't answered within that same day. We didn't have many questions because Brian let us know the expectations the whole way through. It's very rare to find a loan officer that makes you feel special, heard, and truly well taken care of. Brian helped us get to a point where we could use resources for the best outcome possible. If we ever end up buying another home, I wouldn't even entertain using someone else. You're stuck with us Brian. Truly outstanding service!

Review 2

Julia Kathryn L.

Milford, OH, Sep 27, 2026, 7:52 PM

5.0

Brian was incredibly knowledgeable about the whole process and made purchasing my first home feel simple, stress free, and enjoyable! he was very responsive and helped me understand the process every step of the way, helping me to feel confident in my purchase. I would highly recommend Brian to my friends and family in the future!

Review 3

Maureen Louise D.

Dublin, OH, Sep 24, 2026, 3:12 PM

5.0

Brian was always available with clear and concise answers to all questions.

Review 4

Gail S.

HILLIARD, OH, Sep 23, 2026, 3:08 PM

5.0

Brian was great loan officer to work with. He would always make sure we understood what we were doing or signing. He was every helpful and took his time answering our questions. Great guy!

Review 5

Joshua F.

Hilliard, OH, Aug 25, 2026, 4:07 PM

5.0

Brian isn't just a great loan officer, he's also a great human! We've been working with him on and off since January and he's made the whole experience seemless and stress free. Your company has a great one with him!

Review 6

Lauren M.

Hilliard, OH, Aug 25, 2026, 3:05 PM

5.0

Brian did a wodnerful job from start to finish. Explained everything we needed, was quick to respond, and make the process so easy! We are so grateful!

Review 7

Paul Arthur H.

Grove City, OH, Aug 18, 2026, 3:23 PM

5.0

thorough, courteous, and knowledgeable

Review 8

Jill Ann H.

Grove City, OH, Aug 17, 2026, 3:40 PM

5.0

He did an excellent job keeping in touch theoughout the entire process and was great to work with

Review 9

Norman Dale M.

Grove City, OH, Aug 15, 2026, 11:48 PM

5.0

Hi, Brian excellent job.

Review 10

Theodore J G.

Hilliard, OH, Aug 11, 2026, 3:50 PM

5.0

Brian was great to work with. We are not very tech savey. Brian helped us through the whole process and made it very easy. I would highly recomend him to everyone

Review 11

Logan M.

MARYSVILLE, OH, Jul 31, 2026, 3:04 PM

5.0

Brian was a great help to us in ourchasing our first home. very knowledgeable on the entire process and was upfront and transparent throughout. I would recommend him to any of my friends!

Review 12

Katelyn S.

Powell, OH, Jul 27, 2026, 5:47 PM

5.0

The whole process was super easy to follow- you could see the milestones laid out and as a first-time homebuyer, it made it simple to understand the flow of events. Firstly, Brian got all our paperwork together at the getgo before we gave pre-approvals in the home search process- this made it easy when the vast majority of the paperwork we needed to provide was already given once we got into contract. Brian was also available within minutes every time we had a question which was really nice as the process became closer to the finishline. He was very communicative on deadlines and helped us explore different options loans when we had a couple of paths to take. Also, he came to our closing which was nice to have representation! I wouldn't have changed anything about the process we followed and would happily do it again.

Review 13

Janis E.

Blacklick, OH, Jul 25, 2026, 3:28 PM

5.0

Great communication is the major key to success. Brian Courtney may be the master of great communication. He always responded within minutes of receiving an email or text even when he was vacationing with his family. He represents Ruoff well!!! Thank you Brian!

Review 7

Paul Arthur H.

Grove City, OH, Aug 18, 2026, 3:23 PM

5.0

thorough, courteous, and knowledgeable

Review 8

Jill Ann H.

Grove City, OH, Aug 17, 2026, 3:40 PM

5.0

He did an excellent job keeping in touch theoughout the entire process and was great to work with

Review 9

Norman Dale M.

Grove City, OH, Aug 15, 2026, 11:48 PM

5.0

Hi, Brian excellent job.

Review 10

Theodore J G.

Hilliard, OH, Aug 11, 2026, 3:50 PM

5.0

Brian was great to work with. We are not very tech savey. Brian helped us through the whole process and made it very easy. I would highly recomend him to everyone

Review 11

Logan M.

MARYSVILLE, OH, Jul 31, 2026, 3:04 PM

5.0

Brian was a great help to us in ourchasing our first home. very knowledgeable on the entire process and was upfront and transparent throughout. I would recommend him to any of my friends!

Review 12

Katelyn S.

Powell, OH, Jul 27, 2026, 5:47 PM

5.0

The whole process was super easy to follow- you could see the milestones laid out and as a first-time homebuyer, it made it simple to understand the flow of events. Firstly, Brian got all our paperwork together at the getgo before we gave pre-approvals in the home search process- this made it easy when the vast majority of the paperwork we needed to provide was already given once we got into contract. Brian was also available within minutes every time we had a question which was really nice as the process became closer to the finishline. He was very communicative on deadlines and helped us explore different options loans when we had a couple of paths to take. Also, he came to our closing which was nice to have representation! I wouldn't have changed anything about the process we followed and would happily do it again.

Review 13

Janis E.

Blacklick, OH, Jul 25, 2026, 3:28 PM

5.0

Great communication is the major key to success. Brian Courtney may be the master of great communication. He always responded within minutes of receiving an email or text even when he was vacationing with his family. He represents Ruoff well!!! Thank you Brian!

HomeNow™

Down Payment Assistance

Our most inclusive down payment assistance program!

This unique program offers 100% financing* for qualified FHA borrowers, plus up to 5% down payment assistance, and closing cost options!

*Restrictions apply. See website for details. The Ruoff Mortgage HomeNow™ Down Payment Assistance program is currently available in Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, and Ohio. Please check with your loan officer for more information regarding state availability.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$1,663.00

Principal & Interest

$1,663.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$1,663.00

Apply Now

Loans Designed to Meet Your Individual Needs

Personalized mortgage solutions that fit your unique needs, because we understand that one size doesn't fit all.

Man and Woman laughing and smiling as being handed keys to their new home.
Brian Courtney

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award Award

Ruoff Customer Experience Award

Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Georgia, Illinois, Indiana, Michigan, North Carolina, Ohio, South Carolina, Texas

Brian Courtney

Senior Loan Officer

NMLS: 912587

GA: 912587

OH: MLO-OH.912587

My Operating Hours

Available 24/7

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.