Ruoff Mortgage
Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.

Jamie Stephenson

Senior Loan Officer

NMLS: 525372

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
Jamie

98.93%

Customer Satisfaction Score.

Scotsman GuidePresident's Club

Awards

Proudly serving Indiana

Meet our happy homeowners***

View All Testimonials

Kelly Lynn D.

Indianapolis, IN, Jul 17, 2026, 3:46 PM

Very easy process.

Monica K M.

Zionsville, IN, Jun 29, 2026, 3:26 PM

Jamie and Toni made the process so easy! They answered all of my questions and made me feel comfortable as a first time homebuyer. Jamie was even able to lock in a great interest rate in this volatile market. 5 star experience start to finish.

Kionna Louise W.

Brownsburg, IN, Jun 26, 2026, 3:10 PM

Jamie made me feel like she cared that I got my home. This gave me comfort while making the largest purchase of my life.

Keaton A A.

MORGANTOWN, IN, Jun 25, 2026, 9:34 PM

Jamie made our mortgage experience smooth and stress-free from start to finish. Communication was excellent, every question was answered quickly, and the entire process was handled professionally and efficiently. We truly appreciated the patience, guidance, and hard work throughout everything. Highly recommend Jamie to anyone looking for a knowledgeable and trustworthy mortgage professional!

Michael E M.

Zionsville, IN, Jun 29, 2026, 3:53 PM

Jamie and her team provided exceptional customer service. I felt as if my best interest was always in the forefront of the whole process . I never felt that there was anything I wasn't well aware of way in advance.

Shaun D C.

Greenwood, IN, Jun 16, 2026, 1:48 AM

The whole process was very easy and streamlined. Jamie and Toni were excellent at communicating with us and responding to all of our questions. Thank you all so much!

Kelly Lynn D.

Indianapolis, IN, Jul 17, 2026, 3:46 PM

Very easy process.

Monica K M.

Zionsville, IN, Jun 29, 2026, 3:26 PM

Jamie and Toni made the process so easy! They answered all of my questions and made me feel comfortable as a first time homebuyer. Jamie was even able to lock in a great interest rate in this volatile market. 5 star experience start to finish.

Kionna Louise W.

Brownsburg, IN, Jun 26, 2026, 3:10 PM

Jamie made me feel like she cared that I got my home. This gave me comfort while making the largest purchase of my life.

Keaton A A.

MORGANTOWN, IN, Jun 25, 2026, 9:34 PM

Jamie made our mortgage experience smooth and stress-free from start to finish. Communication was excellent, every question was answered quickly, and the entire process was handled professionally and efficiently. We truly appreciated the patience, guidance, and hard work throughout everything. Highly recommend Jamie to anyone looking for a knowledgeable and trustworthy mortgage professional!

Michael E M.

Zionsville, IN, Jun 29, 2026, 3:53 PM

Jamie and her team provided exceptional customer service. I felt as if my best interest was always in the forefront of the whole process . I never felt that there was anything I wasn't well aware of way in advance.

Shaun D C.

Greenwood, IN, Jun 16, 2026, 1:48 AM

The whole process was very easy and streamlined. Jamie and Toni were excellent at communicating with us and responding to all of our questions. Thank you all so much!

Satomi J.

Whiteland, IN, Jun 16, 2026, 8:42 PM

Working with Ruoff was fantastic. They were knowledgeable, responsive, and made the home buying process much less stressful. They listened to our needs and helped us find a home we love. We highly recommend them to anyone looking to buy a house.

Courtney Renee W.

GREENWOOD, IN, Jun 12, 2026, 3:07 PM

Jamie was always so on top of everything, answered all our questions, never had us waiting for a follow up (so quick!), and made the process very seamless. This was also my first time going through this process and Jamie was very patient with me for the times I got confused anout things.

Adam J Z.

Milan, IN, May 26, 2026, 3:53 PM

Great service throughout

Derek G T.

Indianapolis, IN, May 18, 2026, 5:14 PM

At one point Jamie was in Mexico for a conference and still found time to call me with answers for a few questions I had .

Jordan A B.

Shelbyville, IN, May 12, 2026, 11:57 AM

very easy to work with

Aaron C W.

Indianapolis, IN, May 8, 2026, 12:15 PM

Thank you very much for all of your efforts and hard work. It's been an honor and a privilege not only to have you as our loan officer but also as our friend.

Margaret M K.

Indianapolis, IN, May 6, 2026, 8:43 PM

Jamie Stephenson has helped me in the past and she has done a awesome job. Couldn't ask for anyone then Jamie.

Satomi J.

Whiteland, IN, Jun 16, 2026, 8:42 PM

Working with Ruoff was fantastic. They were knowledgeable, responsive, and made the home buying process much less stressful. They listened to our needs and helped us find a home we love. We highly recommend them to anyone looking to buy a house.

Courtney Renee W.

GREENWOOD, IN, Jun 12, 2026, 3:07 PM

Jamie was always so on top of everything, answered all our questions, never had us waiting for a follow up (so quick!), and made the process very seamless. This was also my first time going through this process and Jamie was very patient with me for the times I got confused anout things.

Adam J Z.

Milan, IN, May 26, 2026, 3:53 PM

Great service throughout

Derek G T.

Indianapolis, IN, May 18, 2026, 5:14 PM

At one point Jamie was in Mexico for a conference and still found time to call me with answers for a few questions I had .

Jordan A B.

Shelbyville, IN, May 12, 2026, 11:57 AM

very easy to work with

Aaron C W.

Indianapolis, IN, May 8, 2026, 12:15 PM

Thank you very much for all of your efforts and hard work. It's been an honor and a privilege not only to have you as our loan officer but also as our friend.

Margaret M K.

Indianapolis, IN, May 6, 2026, 8:43 PM

Jamie Stephenson has helped me in the past and she has done a awesome job. Couldn't ask for anyone then Jamie.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Jamie Stephenson

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club

President's Club

2x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.