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Picture of Jeff Hammel
Picture of Jeff Hammel

Hi, I'm Jeff!

VP of Direct Sales

I will work hard to help you achieve your homeownership goals.

96.65% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Jeff!

VP of Direct Sales

I will work hard to help you achieve your homeownership goals.

96.65% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Good communication from start to finish. Great experience!

    Dawn J.

    January 24th, 2023 07:01 PM

  • Review 2

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    We’re honest, explained the process well

    Sheryl A B.

    MUNCIE, IN, August 22nd, 2023 06:09 PM

  • Review 3

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    Very easy to work with, great communication by all parties.

    Jerry M H.

    Dallas, GA, October 31st, 2023 12:10 PM

  • Review 4

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    The communication was great and the process was very smooth and quick!

    Leonard W S.

    Fort Wayne, IN, July 8th, 2024 11:26 AM

  • Review 5

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    Everything ran smoothly, service was great, both Jeff and Jenna were very helpful throughout the entire process.

    Logan P S.

    MARION, OH, July 8th, 2024 11:05 AM

  • Review 6

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    Jeff was Johnny on the spot. He was right there to make sure everything went as planned. He also went above and beyond to help with a good interest rate during a time when rates are high. Thanks again

    Jacob A W.

    Jackson, MI, July 7th, 2024 07:45 PM

  • Review 7

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    I have worked with your group in the past, and was simple, easy to process, and quick turnaround time!!

    Diane M R.

    Salem, NH, June 3rd, 2024 01:47 PM

  • Review 8

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    There were no complications. The service was excellent.

    Roy W W.

    SIKESTON, MO, May 10th, 2024 12:42 PM

  • Review 9

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    Communication was excellent whether by phone or email.

    Gerald P S.

    Streetsboro, OH, April 25th, 2024 11:18 AM

  • Review 10

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    Everything was easy and very quick process.

    Natalee W.

    Muncie, IN, March 4th, 2024 11:03 AM

  • Review 11

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    Wonderful communication and education

    Kelly M.

    Lebanon, OH, March 11th, 2024 12:00 PM

  • Review 12

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    Amazingly fast and efficient! One of the best parts of working with ruoff is their astounding communication skills! I was always kept well informed and they are straight forward about all costs associated with the process! I would highly recommend this company to anyone looking to buy or sell!

    Jessica F S.

    WELLINGTON, OH, March 19th, 2024 03:08 PM

  • Review 13

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    Everyone involved was nice to work with and knowledgeable. Thanks

    Michelle Renee L.

    Milford, OH, March 25th, 2024 11:19 AM

  • Review 14

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    Always responsive and proactive about all issues - including some bogus stuff on my credit report. I was kept updated and driving toward closing

    Michael R W.

    Fort Wayne, IN, March 26th, 2024 12:04 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 317.523.1887 or message me below!

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