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Picture of Samantha Bayless
Picture of Samantha Bayless

Hi, I'm Samantha!

Sales Support Manager | Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Samantha!

Sales Support Manager | Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I can stand on my head; it’s a hidden talent I don’t perform every day! And while my career at Ruoff may not involve acrobatics, my days move fast and require a unique perspective. My dual roles of Sales Support Manager and Senior Loan Officer put me in a dynamic position to solve problems and find solutions. The mortgage industry is always changing and it’s a great feeling when my team and I can help our clients purchase the home they want or refinance into a better loan.

I love the constant changes and I never get bored! I’ve worked in the banking industry for more than two decades and if there’s anything I’ve learned it’s that questions are valuable. I encourage borrowers to ask anything and say anything that’s on their mind before proceeding. I think that borrowers should be comfortable and understand all the loan terms before moving forward. It’s also important to work with a loan officer who welcomes challenges.

I stay educated on a wide variety of loan types so that I can present many options to my customers. And although I choose not to focus on one specific area, USDA loans do have a place in my heart. I have been involved in 4-H and farming since childhood.

I live in a rural area with my husband and son, and we help my dad farm when time allows. Working as a team makes every project so much more successful; whether I’m helping on the family farm, serving as a project superintendent for 4-H, or working with home buyers at Ruoff. Hard work and long hours don’t feel like “work” when you remember to enjoy each day.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    ..............

    Heather W.

    Ladoga, IN, March 22nd, 2024 11:03 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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