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Picture of Thea Druley
Picture of Thea Druley

Hi, I'm Thea!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Thea!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I am a 25-year mortgage veteran and proud mother of three boys. With a quarter-century of experience in the mortgage industry, I've witnessed the ever-changing landscape of home financing from the late 1990s to the present day.

My personal mortgage journey began in 2002 when I purchased my first home using an assumable mortgage, sparking my passion for real estate and mortgages. For the first time, I felt like I understood the process. Throughout my career, I've weathered the fluctuating tides of interest rates, from the lowest at 2.25% to the highest at 9.625%, adapting and thriving in both Seller's Markets and Buyer's Markets. I understand the importance of flexibility in meeting market demands, ensuring that my clients get the best possible outcomes. Building lasting relationships with my clients and referral partners is a top priority for me. I believe trust and rapport are essential in the mortgage industry, and I'm committed to ensuring that everyone I work with feels valued and supported on their homeownership journey.

Outside of the mortgage world, I am a proud mother of three boys, which has taught me the value of patience, teamwork, and multitasking. When I'm not helping my clients secure their dream homes, you can find me indulging in one of my favorite hobbies: exploring DIY projects and crafts I discover on Pinterest. I love to get creative and find inspiration in the diverse world of crafting.

Whether you're a first-time homebuyer, an experienced investor, or simply need assistance with refinancing, I'm here to provide you with the expertise, dedication, and personalized service you deserve. Your success in the mortgage process is my top priority, and I look forward to being a trusted partner on your journey. Don't hesitate to reach out to me, and let's start this exciting homeownership adventure together.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?

71

Branches throughout
the US.

98.2%

Customer Satisfaction Score according to Customerville.

15

Days or less average
clear-to-close.

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.804.3622 or message me below!

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