Brian Courtney
Senior Loan Officer
NMLS: 912587 | GA: 912587 | OH: MLO-OH.912587
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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99.78%
Customer Satisfaction Score.


Awards
Proudly serving Florida, Georgia, Illinois, Indiana, Michigan, North Carolina, Ohio, South Carolina, Texas
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Loans Designed to Meet Your Individual Needs
Personalized mortgage solutions that fit your unique needs, because we understand that one size doesn't fit all.


A Bit About Me
At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award
Recognizes Ruoff loan officers who consistently create memorable experiences, demonstrated through outstanding customer satisfaction scores and feedback from their clients.
My Latest Blogs
Mortgage Underwriting: What Lenders Check Behind the Scenes
Oct 28, 2026
You've found a home, submitted your paperwork, and started picturing moving day in Hilliard, Ohio. Then your lender asks for an explanation of a deposit or another bank statement. Mortgage underwriting in Hilliard, Ohio is the detailed review that turns your application into a clear picture of whether the loan can move forward. An extra document request does not mean trouble. It usually means the underwriter needs one more piece of information to connect the dots.
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Why Home Inventory Is Increasing and What It Means for Buyers
Oct 14, 2026
Home inventory in Hilliard, Ohio has been climbing steadily, giving local buyers more choices than they have seen in recent years. This shift comes at a time when many families are weighing whether now is the right moment to purchase. Understanding the reasons behind the increase helps buyers make informed decisions instead of rushing into offers.
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Navigating the VA Loan Appraisal Process in Hilliard and Central Ohio.
Sep 28, 2026
If you are considering a VA Loan Hilliard OH, the appraisal step often raises the most questions. Brian at Ruoff Mortgage has helped local Veterans and their families move through this process since 2011, and the goal is always the same: keep things clear and stress-free.
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Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*



