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Picture of Cathy Clark
Picture of Cathy Clark

Hi, I'm Cathy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.47% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Cathy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.47% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I began my career as a mortgage loan officer in 1994 and joined Ruoff Mortgage in 2013. I have a business/finance degree and worked for several years in both the real estate and banking industries before becoming a loan officer.

I am experienced, honest and dependable. I take a hands-on approach with all my clients and encourage them to call me whenever they have questions. From date of first contact, to application, to day of closing and after, I am available to my clients through the entire mortgage process. I am able to help with many of your mortgage needs, including purchases, refinances, cash-out, second mortgages, and lines of credit -- not only for your primary residence but also a second home or an investment property.

If I may be of service for your Conforming, Jumbo, VA, FHA, USDA or Indiana Housing Down Payment Assistance loan, anywhere in Indiana, please let me know!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • This was the second time I’ve worked with Cathy. For this refinance, I reached out to Cathy for options. She quickly provided 5-6 options with various closing costs, interest rates, and monthly payments. This information was exactly what I wanted so I could make the right decision. Then, once I decided which option worked best, Cathy locked in the terms and make the entire process extremely easy for me!

    Rich T, happy client
  • Cathy kept me informed and contacted me via phone whenever I missed a text. She always informed us of processes before they took place and was very timely in answering questions. I would recommend Ruoff Mortgage and Cathy Clark specifically!

    Candace K B, happy client
  • As I first time home buyer I couldnt have been more happy with my choice to go with Cathy Clark and ruoff. She help navigate us and kept things simple so we wouldnt be overwhelmed. Such a positive experience!

    Christopher S D, happy client
  • Cathy was THE consummate professional. She always answered our calls and responded to text and emails within the hour. She exhausted all loan options and as always willing to restructure for the betterment of our situation at the drop of a hat. We loved working with Cathy and will recommend her to everyone we know. THANK YOU CATHY!

    Nathan T, happy client
  • I really liked how most things could be e-signed, I'd love it if I could have done more. My closing was fast and easy. Cathy's advice and follow up was the best I've ever seen. Really enjoyed working with her.

    Louis J, happy client
  • This was our second refi and we have done 2 previous mortgages with Ruoff. All I can say is Cathy Clark is the best there is.

    Charles W, happy client
  • Cathy was very attentive, letting me know what to expect well in advance- she made it a 'thinkless' project for me, which I appreciated as I had many additional things to think about. She is personable. I also appreciated her care (mask and distancing) in the midst of the COVID-19 pandemic.

    A B, happy client
  • Cathy was fantastic. By far the best loan officer that I’ve ever worked with. Super responsive and guide us through the process for a quick close.

    Steven T, happy client
  • Cathy was great! This was my first home. She took the time to explain everything and answer all of my questions. She communicated frequently and worked with me to make the process as smooth as possible.

    Mave D, happy client
  • Cathy is everything that one would want in a loan officer. Knowledgeable, kind, efficient and caring very step of the way.

    Andrea S, happy client
  • The communication from Cathy Clark exceeded our expectations. If I forgot something or had a questions, she was available right away to assist or answer questions. It made this home purchase that much more enjoyable.

    Rogelio A, happy client
  • Cathy is just the BEST!! I have recommended her to my family and my daughter used her! We began working with Cathy at the recommendation from our friends!

    Linda D, happy client
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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 317.660.4280 or message me below!

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