Cathy Clark

Hi. I’m Cathy, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 317.660.4280 ext. 112 or

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I began my career as a mortgage loan officer in 1994 and joined Ruoff Home Mortgage in 2013. I have a business/finance degree and worked for several years in both the real estate and banking industries before becoming a loan officer.

I am experienced, honest and dependable. I take a hands-on approach with all my clients and encourage them to call me whenever they have questions. From date of first contact, to application, to day of closing and after, I am available to my clients through the entire mortgage process. I am able to help with many of your mortgage needs, including purchases, refinances, cash-out, second mortgages, and lines of credit -- not only for your primary residence but also a second home or an investment property.

If I may be of service for your Conforming, Jumbo, VA, FHA, USDA or Indiana Housing Down Payment Assistance loan, anywhere in Indiana, please let me know!

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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