I will work hard to help you achieve your homeownership goals.
98.55%Customer Satisfaction Rating
Hi, I'm
Cyndi!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
98.55%Customer Satisfaction Rating
Cyndi Handley | NMLS: 515407
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
Cyndi was amazing, helpful, patience with me and a godsend! Never been through this before and very helpful to explain the complete process as things came up. More than an loan officers, she is a friend!
Natalie Lynn R.
South Bend, IN, September 3rd, 2025 08:06 AM
Review 2
5.0
Everything from beginning to the end loved and enjoyed the experience and Cyndi.Handley@ruoff.com made it so easy and
Wanda L R.
Elkhart, IN, August 24th, 2025 03:30 PM
Review 3
5.0
Cyndi was great to work with. She kept us informed throughout the process. We would definitely recommend Cydni to anyone looking for a mortgage.
Esther M F.
Elkhart, IN, August 6th, 2025 01:51 PM
Review 4
5.0
Cyndi was wonderful and made the whole process easy.
Jared E F.
Elkhart, IN, August 5th, 2025 11:03 AM
Review 5
5.0
Cyndi was amazing. She took her time to go above & beyond to get me into my new home. Cyndi was responsive, professional, and passionate about meeting my needs! I will definitely be a return client.
Jessica M D.
Mishawaka, IN, July 11th, 2025 11:10 AM
Review 6
5.0
Answered all of my questions and when I requested to like at different types of loans she looked at them for me and expl the best route to go.
Maribeth M S.
Elkhart, IN, July 7th, 2025 03:07 PM
Review 7
5.0
Friendly, great communication
Shannon M G.
Wakarusa, IN, July 5th, 2025 09:51 AM
Review 8
5.0
Cydni was wonderful to work with. She explained all the details and ensured i was comfortable throughout the process. Would never go to another person or company after such a great experience.
Toni R K.
Goshen, IN, May 5th, 2025 11:45 AM
Review 9
5.0
Cyndi was wonderful!
Victoria T.
Wakarusa, IN, April 8th, 2025 05:48 PM
Review 10
5.0
Being able to connect Cyndi no matter of the time of day was nice. We were able to reach her at all times. Text, call, or email and she would respond within minutes made it very assuring for my wife and I. Cyndi is a rock star!
Michael L B.
Elkhart, IN, January 6th, 2025 11:06 AM
Review 11
5.0
It was fast and easy got help through it all we are bl to have found cyndy
Jorge G.
Lagrange, IN, December 17th, 2024 01:28 PM
Review 12
5.0
With everything that was going on, this sale went extremely smoothly, kudos to Cyndi Handley.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.