
Dan Smith
Senior Loan Officer
NMLS: 2784335
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
Read full bio99.63%
Customer Satisfaction Score.

Awards
Proudly serving Indiana
Meet our happy homeowners***
View All TestimonialsCalculate Based on Your Individual Needs
Loans Designed to Meet Your Individual Needs
Personalized mortgage solutions that fit your unique needs, because we understand that one size doesn't fit all.


A Bit About Me
At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
My Latest Blogs
Mortgage Questions Answered by Dan Smith, Senior Loan Officer with Ruoff Mortgage - What Homebuyers
Aug 10, 2026
Read More
Mortgage Questions Answered by a Local Loan Officer: What Homebuyers Need to Know in 2026
Aug 10, 2026
Buying a home comes with a lot of questions.
Read More
Conventional Home Loans in Indiana: Everything You Need to Know in 2026
Aug 4, 2026
If you're planning to buy a home in Indiana, you've probably heard the term conventional loan. But what exactly is it, and is it the right mortgage for you?
Read More

Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*











