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I am committed to giving my clients a memorable homebuying experience and matching them with the best loan program to meet their needs and homeownership goals. With over 37 years of experience in the mortgage industry and the knowledge I have obtained along the way, I can guide my clients through a variety of loan programs, such as conventional, FHA, VA, Indiana Housing, construction, and renovation loans.
Outside of work I enjoy spending time with my husband of 36 years, our three children, and three grandchildren. We also have two dogs, a Goldendoodle and a Boggle, who keep us busy. I also look forward to new adventures, such as traveling to the Red Wood Forest and other states I have not experienced yet.
I would love to sit down with you and discover ways I can help you achieve your homeownership goals. Contact me today and let’s get started!
2024
2025
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
The whole process was very easy and streamlined. Jamie and Toni were excellent at communicating with us and responding to all of our questions. Thank you all so much!
Shaun D C.Greenwood, IN, June 15th, 2026 09:48 PM
Working with Ruoff was fantastic. They were knowledgeable, responsive, and made the home buying process much less stressful. They listened to our needs and helped us find a home we love. We highly recommend them to anyone looking to buy a house.
Satomi J.Whiteland, IN, June 16th, 2026 04:42 PM
Jamie was always so on top of everything, answered all our questions, never had us waiting for a follow up (so quick!), and made the process very seamless. This was also my first time going through this process and Jamie was very patient with me for the times I got confused anout things.
Courtney Renee W.GREENWOOD, IN, June 12th, 2026 11:07 AM
Great service throughout
Adam J Z.Milan, IN, May 26th, 2026 11:53 AM
At one point Jamie was in Mexico for a conference and still found time to call me with answers for a few questions I had .
Derek G T.Indianapolis, IN, May 18th, 2026 01:14 PM
very easy to work with
Jordan A B.Shelbyville, IN, May 12th, 2026 07:57 AM
Thank you very much for all of your efforts and hard work. It's been an honor and a privilege not only to have you as our loan officer but also as our friend.
Aaron C W.Indianapolis, IN, May 8th, 2026 08:15 AM
Jamie Stephenson has helped me in the past and she has done a awesome job. Couldn't ask for anyone then Jamie.
Margaret M K.Indianapolis, IN, May 6th, 2026 04:43 PM
Went above and beyond any and all expectations!!! Thank you so very much, Jamie!!
Wanda G.Indianapolis, IN, May 5th, 2026 12:08 PM
I thought thruout the whole process from start to finish Jamie did a wonderful job and without her involved it could have been such a challenge !!!!
Arvine E B.Indianapolis, IN, May 4th, 2026 11:07 AM
Everyone was super helpful in navigating the entire process. Being first time buyers was a bit overwhelming, but Jamie and Toni were great!
Troy A T.Fairland, IN, May 1st, 2026 11:19 AM
Jamie was very patient with me. I'm not good with computer stuff.
Renee P.Greenwood, IN, April 17th, 2026 08:32 AM
She was always available to answer any questions that you had and very organized. She was very quick on getting things done the proper way.
Carly D L.Danville, IN, March 23rd, 2026 11:12 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2025
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.