Jeff was fantastic to work with...this was our second REFI with him. Extremely knowledgeable and super quick to answer questions. Would very highly recommend him to anyone. Vanessa was helpful as well.

I was blessed to get connected with Jeff Hammel, Vanessa and team to help me get my refinance completed. I was coming to them after much time wasted elsewhere and they were extremely kind, fast and informative. The online application system was very User friendly and kept me up to date electronically, along with my Loan Officer and Processor updates. Being a mortgage professional for over thirty years I am so proud there are such professionals in our industry truly out there helping people!

I loved working with Jeff! He made everything easy and clear! He stayed up with me until 930 one night just to make sure he had everything to make sure we were on time to get the house we wanted! I truly appreciate Jeff and his team with all the help they had been for us! Vanessa was also so great to work with! I would recommend anyone to Ruoff! Great company!

Jeff went avove above and beyond to make every step easy for us

Jeff was truly the best to work with. From our very first call to closing day he was nothing short of professional and on it. He was quick to communicate and helped navigate us through this process. Vanessa was also great to work with . Both of them made a great team! We truly couldn't have had a better experience with them. Being first time home buyers this is all very new and We didn't know what to expect , yet they exceeded our expectations!

Jeff would take the time out to see how things were going when I was still looking for a house. He was there when I needed to know something. If I ever did this again I would call on him ever time.

Thank you!

Jeff was fantastic to work with...this was our second REFI with him. Extremely knowledgeable and super quick to answer questions. Would very highly recommend him to anyone. Vanessa was helpful as well.

I was blessed to get connected with Jeff Hammel, Vanessa and team to help me get my refinance completed. I was coming to them after much time wasted elsewhere and they were extremely kind, fast and informative. The online application system was very User friendly and kept me up to date electronically, along with my Loan Officer and Processor updates. Being a mortgage professional for over thirty years I am so proud there are such professionals in our industry truly out there helping people!

I loved working with Jeff! He made everything easy and clear! He stayed up with me until 930 one night just to make sure he had everything to make sure we were on time to get the house we wanted! I truly appreciate Jeff and his team with all the help they had been for us! Vanessa was also so great to work with! I would recommend anyone to Ruoff! Great company!

Jeff went avove above and beyond to make every step easy for us

Jeff was truly the best to work with. From our very first call to closing day he was nothing short of professional and on it. He was quick to communicate and helped navigate us through this process. Vanessa was also great to work with . Both of them made a great team! We truly couldn't have had a better experience with them. Being first time home buyers this is all very new and We didn't know what to expect , yet they exceeded our expectations!

Jeff would take the time out to see how things were going when I was still looking for a house. He was there when I needed to know something. If I ever did this again I would call on him ever time.

Thank you!

Jeff Hammel was simply amazing! He was quick to respond to any of my questions and never made me feel like I was an imposition. I highly recommend Jeff!

Never treated us like just a random person but a friend and a hand whenever it was needed!!

Jeff was the absolute best to work with! He made the entire process smooth and easy! I had 100% confidence that I was at the right place! I would definitely recommend him to anyone in market!

Refinancing our mortgage and the entire process was smooth, all help received from Jeff and everyone else involved was prompt and helpful. Had no issues, would absolutely recommend to anyone looking for a mortgage to go through this team.

Jeff is the best. Hands down

Very flexible and willing to work with our timetable. Everyone was very pleasant and easy to work with. No surprises. Quick feedback. Painless experience.

😁 Thank you!

. Everything was fast and easy

Jeff Hammel was simply amazing! He was quick to respond to any of my questions and never made me feel like I was an imposition. I highly recommend Jeff!

Never treated us like just a random person but a friend and a hand whenever it was needed!!

Jeff was the absolute best to work with! He made the entire process smooth and easy! I had 100% confidence that I was at the right place! I would definitely recommend him to anyone in market!

Refinancing our mortgage and the entire process was smooth, all help received from Jeff and everyone else involved was prompt and helpful. Had no issues, would absolutely recommend to anyone looking for a mortgage to go through this team.

Jeff is the best. Hands down

Very flexible and willing to work with our timetable. Everyone was very pleasant and easy to work with. No surprises. Quick feedback. Painless experience.

😁 Thank you!

. Everything was fast and easy