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Laura Roberts

Senior Loan Officer

NMLS: 1955766

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Laura

98.73%

Customer Satisfaction Score.

Scotsman Guide AwardRuoff Experience Award Winner Award

Awards

Proudly serving Indiana

Meet our happy homeowners***

View All Testimonials

Review 1

Paula K P.

Kokomo, IN, May 19, 2026, 10:21 PM

5.0

Laura is the best ! This was my first time buying a home and didn't understand to much of it but Laura made it exceptionally easy for me. I couldn't thank her enough !

Review 2

Ashley A.

Forest, IN, Jun 24, 2026, 5:00 PM

5.0

From start to finish, the experience was excellent! Thank you so much, Laura, for guiding us through this entire process.

Review 3

Stefany J E.

Noblesville, IN, Jan 6, 2026, 6:04 PM

5.0

Laura was amazing throughout the whole process! She made everything flow so seamlessly. She was always very quick to reply to all of my questions and explained everything perfectly. Laura made the whole thing such an easy process! We recommend her to anyone that is looking for a loan officer.

Review 4

Brandy L S.

Winamac, IN, Aug 19, 2026, 3:06 PM

5.0

Very friendly and knowledgeable. Kept in touch constantly and was behind the scenes working hard for us!!

Review 5

Joshua D S.

Winamac, IN, Aug 18, 2026, 3:11 PM

5.0

The ability for my loan officer to answer any and all of my questions with detailed answers and explanations. I really appreciated her ability to articulate answers that I understood. That comforted me through this whole process.

Review 6

Isaac A.

Forest, IN, Aug 13, 2026, 1:21 PM

5.0

The process was easy on our end. The convenience of uploading paperwork and other important documents made buying our house a breeze. A big thanks to Laura for guiding us through this huge milestone!

Review 7

Kaytlynn L. G.

Greentown, IN, Aug 7, 2026, 5:19 PM

5.0

Together your team kept us updated every step of the way, Allowing for a smooth and time efficient process from start to finish. Laura also took time to educate on documents, terminology, and the entire process through text, phone calls and emails. She was always readily available for my every need.

Review 8

Robert N.

Kokomo, IN, Feb 24, 2023, 7:04 AM

5.0

Could not have asked for a better experience.

Review 1

Paula K P.

Kokomo, IN, May 19, 2026, 10:21 PM

5.0

Laura is the best ! This was my first time buying a home and didn't understand to much of it but Laura made it exceptionally easy for me. I couldn't thank her enough !

Review 2

Ashley A.

Forest, IN, Jun 24, 2026, 5:00 PM

5.0

From start to finish, the experience was excellent! Thank you so much, Laura, for guiding us through this entire process.

Review 3

Stefany J E.

Noblesville, IN, Jan 6, 2026, 6:04 PM

5.0

Laura was amazing throughout the whole process! She made everything flow so seamlessly. She was always very quick to reply to all of my questions and explained everything perfectly. Laura made the whole thing such an easy process! We recommend her to anyone that is looking for a loan officer.

Review 4

Brandy L S.

Winamac, IN, Aug 19, 2026, 3:06 PM

5.0

Very friendly and knowledgeable. Kept in touch constantly and was behind the scenes working hard for us!!

Review 5

Joshua D S.

Winamac, IN, Aug 18, 2026, 3:11 PM

5.0

The ability for my loan officer to answer any and all of my questions with detailed answers and explanations. I really appreciated her ability to articulate answers that I understood. That comforted me through this whole process.

Review 6

Isaac A.

Forest, IN, Aug 13, 2026, 1:21 PM

5.0

The process was easy on our end. The convenience of uploading paperwork and other important documents made buying our house a breeze. A big thanks to Laura for guiding us through this huge milestone!

Review 7

Kaytlynn L. G.

Greentown, IN, Aug 7, 2026, 5:19 PM

5.0

Together your team kept us updated every step of the way, Allowing for a smooth and time efficient process from start to finish. Laura also took time to educate on documents, terminology, and the entire process through text, phone calls and emails. She was always readily available for my every need.

Review 8

Robert N.

Kokomo, IN, Feb 24, 2023, 7:04 AM

5.0

Could not have asked for a better experience.

Review 9

Roger A.

Kokomo, IN, Feb 28, 2023, 9:37 PM

5.0

How quick and easy the process was.

Review 10

Tammy P.

Kokomo, IN, Apr 3, 2023, 7:43 PM

5.0

Laura was always so helpful, friendly, patient, and went beyond the call of duty to make sure we understood and was there with answers so quickly and all hours of the day, the BEST!!!!

Review 11

Dennis P.

Kokomo, IN, Apr 4, 2023, 11:24 PM

5.0

Laura was so down to earth, explained everything very well & was quick to respond to questions!

Review 12

Addison R.

Kokomo, IN, Apr 18, 2023, 7:46 PM

5.0

Laura was amazing and very communicative through the entire process! Highly recommend!

Review 13

Michael W.

Tipton, IN, May 8, 2023, 6:06 PM

5.0

Laura you were incredible! Thank you

Review 14

Mary C.

Kokomo, IN, Jul 22, 2023, 1:35 PM

5.0

Laura made this experience seamless and quick. She answered all of my questions within minutes and guided me through the process. She made me feel at ease and was very knowledgeable and kind. She was absolutely the best!!

Review 15

Tabatha B.

Kokomo, IN, Aug 11, 2023, 11:52 PM

5.0

So friendly, understanding and patient with this first time home buyer!

Review 16

Austin R.

Kokomo, IN, Aug 14, 2023, 12:32 PM

5.0

Laura did an excellent job explaining and communicating everything Movement Mortgage offered. Extremely easy and great!!

Review 9

Roger A.

Kokomo, IN, Feb 28, 2023, 9:37 PM

5.0

How quick and easy the process was.

Review 10

Tammy P.

Kokomo, IN, Apr 3, 2023, 7:43 PM

5.0

Laura was always so helpful, friendly, patient, and went beyond the call of duty to make sure we understood and was there with answers so quickly and all hours of the day, the BEST!!!!

Review 11

Dennis P.

Kokomo, IN, Apr 4, 2023, 11:24 PM

5.0

Laura was so down to earth, explained everything very well & was quick to respond to questions!

Review 12

Addison R.

Kokomo, IN, Apr 18, 2023, 7:46 PM

5.0

Laura was amazing and very communicative through the entire process! Highly recommend!

Review 13

Michael W.

Tipton, IN, May 8, 2023, 6:06 PM

5.0

Laura you were incredible! Thank you

Review 14

Mary C.

Kokomo, IN, Jul 22, 2023, 1:35 PM

5.0

Laura made this experience seamless and quick. She answered all of my questions within minutes and guided me through the process. She made me feel at ease and was very knowledgeable and kind. She was absolutely the best!!

Review 15

Tabatha B.

Kokomo, IN, Aug 11, 2023, 11:52 PM

5.0

So friendly, understanding and patient with this first time home buyer!

Review 16

Austin R.

Kokomo, IN, Aug 14, 2023, 12:32 PM

5.0

Laura did an excellent job explaining and communicating everything Movement Mortgage offered. Extremely easy and great!!

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HomeNow

Down Payment Assistance

Our most inclusive down payment assistance program!

This unique program offers 100% financing* for qualified FHA borrowers, plus up to 5% down payment assistance, and closing cost options!

*Restrictions apply. See website for details. The Ruoff Mortgage HomeNow™ Down Payment Assistance program is currently available in Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, and Ohio. Please check with your loan officer for more information regarding state availability.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Loans Designed to Meet Your Individual Needs

Personalized mortgage solutions that fit your unique needs, because we understand that one size doesn't fit all.

Man and Woman laughing and smiling as being handed keys to their new home.
Laura Roberts

A Bit About Me

As a Senior Loan Officer with over 30 years of mortgage experience, I've helped homebuyers navigate the mortgage process since 1991. My experience in multiple areas of the industry allows me to guide clients from application to closing with confidence and personalized service. I believe the key to a successful home purchase or refinance is working with someone you trust who truly listens and puts your best interests first. Outside of work, I've been married to my high school sweetheart for over 36 years. We have three children, three bonus children, and grandchildren who bring us so much joy. I'm also active in the RACI Community Outreach Committee and serve at Galveston Baptist Church, where I'm passionate about serving others.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award Award

Ruoff Customer Experience Award

Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.