Laura Roberts
Senior Loan Officer
NMLS: 1955766
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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99.56%
Customer Satisfaction Score.


Awards
Proudly serving Indiana
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A Bit About Me
As a Senior Loan Officer with over 30 years of mortgage experience, I've helped homebuyers navigate the mortgage process since 1991. My experience in multiple areas of the industry allows me to guide clients from application to closing with confidence and personalized service. I believe the key to a successful home purchase or refinance is working with someone you trust who truly listens and puts your best interests first. Outside of work, I've been married to my high school sweetheart for over 36 years. We have three children, three bonus children, and grandchildren who bring us so much joy. I'm also active in the RACI Community Outreach Committee and serve at Galveston Baptist Church, where I'm passionate about serving others.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award
Recognizes Ruoff loan officers who consistently create memorable experiences, demonstrated through outstanding customer satisfaction scores and feedback from their clients.
My Latest Blogs
Can You Buy a Home with a Credit Score Under 620? The Truth
Oct 28, 2026
Many buyers wonder whether a credit score below 620 closes the door on homeownership. The truth is more encouraging than most people expect. With the right guidance, mortgage pre approval in Kokomo Howard and Tipton countiescan still be within reach even when scores sit in that range. At Ruoff Mortgage we walk through realistic options every day and help local buyers understand what is possible.
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First Time Home Buyer: The Biggest Mistakes to Avoid
Oct 2, 2026
Buying your first home in Kokomo, Howard County, or Tipton County is an exciting step, but many first time home buyers run into the same pitfalls that can delay or derail the process. Understanding these common errors ahead of time helps you move forward with confidence and clarity.
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