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Nino Arapi | NMLS: 2227209 | KY: MC910030

Let me help you get pre-approved today!

Nino Arapi is a service-focused mortgage loan officer helping homebuyers and homeowners across Indiana and Kentucky navigate the mortgage process with clarity and confidence. Known for thorough pre-approvals, clear communication, and high availability, Nino’s mission is simple: make financing your home feel straightforward, strategic, and stress-free.


A graduate of Southport High School, Nino went on to attend Manchester University, where he earned his Bachelor of Science in Exercise Science and competed as a collegiate soccer player. His athletic background shaped the way he approaches lending today—disciplined, detail-oriented, and performance-driven, with a strong focus on preparation and execution.


Prior to entering the mortgage industry, Nino built his career as a marketer and business developer for a physical therapy company, where he specialized in relationship-building, client experience, and growth strategy. That background gives him a unique edge in lending today: he understands how to communicate clearly, anticipate challenges, and create a smooth, professional experience from first conversation to closing day.


Nino works with all major loan types, including conventional, FHA, VA, and USDA, and serves first-time buyers, move-up buyers, refinances, and investors throughout Indiana and Kentucky. What sets him apart is his service-first approach—he believes a great mortgage experience starts with a strong pre-approval, honest guidance, and proactive communication, so there are no surprises when it matters most.

 

Nino and his family reside in Southern Indiana, and he takes pride in serving the communities he calls home. Whether you’re buying your first home, upgrading to your next one, or refinancing, his goal is to deliver a lending experience you won’t forget—for the right reasons.

 

Ready to get started? Apply online or schedule a call today and see how a better mortgage experience should feel.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?

67

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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Call me at 317.918.6161 or message me below!

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