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Picture of Sally Burks Elmore
Picture of Sally Burks Elmore

Hi, I'm Sally!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.08% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Sally!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.08% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Hello, I’m Sally Burks Elmore, your dedicated Mortgage Loan Officer, with Ruoff Mortgage.  I’m not just here to assist you with your mortgage needs, I’m here to understand your dreams and help you achieve them!  But my dedication doesn’t stop at the world of mortgages; it extends to my community and the people I am privileged to know.
 

With 18 years of experience in the mortgage industry, I’ve had the privilege of guiding numerous clients and their families on their path of homeownership. I believe that a home is more than just a house; it’s a place where your faith, family, and love for animals come together.  It’s where you create beautiful music, not just with instruments but with your everyday life.

 

My approach to mortgages is simple:  It’s about you, your dreams, and the life you want to create.  I’m not just your Mortgage Loan Officer:  I’m your partner in this journey.  I offer personalized guidance and financing solutions to ensure your unique needs are met, whether you are a first-time homebuyer, a family looking to grow, someone who needs to refinance to consolidate debt or someone who wants to explore investment opportunities. 

 

But my commitment doesn’t stop there!  I’m passionate about community involvement and believe in giving back. I’m a member of Spencer Main Street Board and the Secretary, the SCIREMC Roundup Board, The Bloomington Board of Realtors and a member of their Food Drive Committee and am currently serving as one of the Directors for the Indiana Mortgage Bankers Association.  In 2024, I will serve a third time as the Chair of the South Central Indiana Mortgage Bankers Association. Additionally, I’m proud to be part of the Monroe County Chamber of Commerce Bloomington Women in Leadership Steering Committee, supporting and empowering women in our community.

 

These connections extend beyond my professional life.  I have very close personal friendships that have lasted many years.  One of those relationships is with my Best Friend of 43 years!  It’s these relationships that fuel my commitment to creating a thriving community. 

 

I have achieved professional milestones that reflect my dedication. In 2022, I was honored as a President’s Club Member with Ruoff and I maintain a 5.0 survey rating, a testament to my commitment to excellence and customer satisfaction.  Most recently, I was the Branch winner for the most closed loans in September, showcasing my dedication to helping clients reach their homeownership goals.

 

In my personal life, we recently celebrated the joyous moments of our son and daughter-in-law’s one year anniversary, witnessing their love and growth is a source of happiness for us.  I also had the privilege of marrying the love of my life in January of 2023. These milestones remind me of the importance of family and meaningful moments in life.

 

In addition to these personal milestones, I grew up in the community I lend in.  This is not just a job for me; it’s a lifelong connection. I’m not just your Mortgage Loan Officer: I’m your neighbor, your friend, and a part of this community.

 

Outside of my mortgage world, my passions drive me.  My faith is the foundation of my values and commitment to honesty and integrity in every transaction.  My husband and family provide me with the love and support that fuels my dedication to helping you.  Animals are a source of joy in my life, reminding me of the importance of care and connection. 

 

Let me not only be your Mortgage Loan Officer but also your partner in your dreams, a dedicated member of your community, and friend who understands the importance of your life’s special moments.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Sally is amazing!! She answered every single question we had and let me tell you, we had a lot even though it was our 2nd house! Sally is kind, understanding, flexible to our schedule when we needed to meet with her, professional and most of all she treats us like we're her own! We tell everyone we know that's looking to buy or refinance about Sally!!

    Shelby B, happy client
  • Very understanding, and help put us in the right track to have a successful purchase and closing! Thank you!

    Debra L R, happy client
  • I can say that Sally, was very professional and understanding to our circumstances. She never gave up on us fulfilling our goal of becoming homeowners. She was such a delight to work with and if we look to our purchase another property in the future, we would definitely reach out to her.

    Selwyn Lance J, happy client
  • Great communication very knowledgeable

    Landon Isaac W, happy client
  • No, Sally was perfect

    Arial E B, happy client
  • Sally was wonderful to work with. She was very responsive and professional. She made me feel like I was her number one priority. She was personable and straight forward. I will be recommended her to anyone looking to buy a house. Thank you Sally for helping me get my home!!

    Dawood M, happy client
  • Communication was top notch with Sally! She guided us through the whole loan process, making it an overall quick an easy first home buying experience!

    Jared R C, happy client
  • Everything went smoothly at closing

    Timothy L R, happy client
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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Call me at 812.327.8547 or message me below!

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