Tyann Sanchez
Senior Loan Officer
NMLS: 608673 | OH: MLO-OH.608673.001
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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99.6%
Customer Satisfaction Score.
Awards
5
Years of helping homeowners like you.
Proudly serving Indiana, Ohio
Meet our happy homeowners***
View All TestimonialsReview 1
Mason C.
Fort Wayne, IN, Aug 10, 2026, 3:08 PM
Tyann was very good about communicating with us both and answering any questions we had. If she didn't know off hand, she made sure to get us in contact with someone who did. We'd recommend her to anyone!
Review 2
Anmar B.
Fort Wayne, IN, Jul 28, 2026, 10:05 PM
Tyann was an outstanding communicator throughout the entire process. She answered all of my questions quickly and thoroughly, and she was always willing to help whenever I needed assistance. Her professionalism, knowledge, and responsiveness made my mortgage journey easy, smooth, and even enjoyable. I truly felt supported every step of the way. I couldn’t be happier with the experience and highly recommend Tyann to anyone looking for an exceptional loan officer. Thank you for making this such a great experience!
Calculate Based on Your Individual Needs
Loans Designed to Meet Your Individual Needs
Personalized mortgage solutions that fit your unique needs, because we understand that one size doesn't fit all.
A Bit About Me
At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.
Awards & Achievements
Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
Frequently Asked, Frequently Answered
Starting with clear, direct answers to the questions that matter most to your future.
After you receive your pre-approval letter, you’ll have an idea of current rates based on your qualifications. However, your rate isn’t officially locked until you choose to lock it in – and that lock is only valid for a set number of days. I’ll help you monitor the market and decide the best time to lock your rate with confidence.
A mortgage calculator gives you a clearer picture of what you can afford by estimating your monthly payment based on home price, down payment, interest rate, and more. It’s a great starting point to help you plan your budget and feel more prepared as you begin your home search.
A VA loan is a government-backed loan that allows eligible veterans, active-duty service members, and certain military families to purchase a home with no down payment and competitive interest rates. It’s designed to make homeownership more accessible for those who have served, and I’ll help you take full advantage of those benefits.
We offer a comprehensive suite of home loan products, including conventional, FHA, VA, USDA, jumbo, and reverse mortgages, for both purchases and refinances. We specialize in unique financing options like renovation loans, new construction loans, and specialized programs such as HomeNow™ down payment assistance.
The credit score required to buy a home differs based on the type of loan you’re applying for. But in general, the higher your score is, the easier it will be to get a great mortgage loan and a better interest rate.
You will generally need to provide proof of income (pay stubs, W-2s), two months of bank statements, tax returns (if self-employed), and a photo ID. These documents verify your financial standing for pre-approval.
To determine how much mortgage you can afford, use the Ruoff Mortgage Affordability Calculator, which estimates your maximum home price based on income, debt, and down payment. Generally, lenders recommend keeping your total monthly housing payment (principal, interest, taxes, insurance) between 25% and 36% of your income.
Your monthly mortgage payment typically consists of PITI: Principal, Interest, Taxes, and Insurance. This combined payment often includes an escrow account to manage property taxes and homeowner's insurance, along with potential mortgage insurance, ensuring your payments are simplified and covered.
Have a question we didn't cover?
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My Latest Blogs
Tired of hearing “just have them send the money”? Here’s exactly why that won’t fly with gift funds
Jul 31, 2026
Gift Funds Do's and Don'ts for First-Time Buyers in Northwest Ohio and Northeast Indiana
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Summertime Fun in the Midwest!
Jul 8, 2026
Summer Fun and Festivals: Your Guide to Midwest Adventures in Northwest Ohio and Northeast Indiana
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Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*