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Picture of Alex Kerins
Picture of Alex Kerins

Hi, I'm Alex!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.46% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Alex!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.46% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • From start to finish I felt cared for. My first phone call with Alex was personable and informative. Alex asked me about myself and my family and it was more than just formalities for him. I appreciate all the encouragement, guidance, check-ins, and genuine excitement Alex provided to me during the process. Alex was easy to work with. He showed a good understanding of the process and was quick to answer any of my questions or concerns. Alex never once made me feel like my questions were silly. I would most definitely recommend Ruoff and Alex Kerins.

    Sherry L, happy client
  • The mark of a great leader is to make everything seem less and look so easy! Alex is that person. This is my 2nd home purchase with Alex and I couldn’t be happier! He was just as excited as I was. Great team to work with and I’ve been spreading the word. Alex definitely has the knowledge and personality to go far! Thank you, Alex and thank you Ruoff!!

    Janet (Jan) V, happy client
  • No complaints here! We were always informed and if something came up we would pivot and adapt to the circumstances. Always great to work with. Would highly recommend and continue to use this company and prefer to work with Alex again. Thank you for everything!

    Jacob K M, happy client
  • Alex was very informative and involved through the whole process. He answered any and all questions I had no matter the day or time of day that I had.

    Katie B, happy client
  • Alex is very friendly, smart, and on time. He always gave us the information we needed in a timely, clear, and accurate manner. We were delayed on our end by events beyond our control but Alex was always at the ready to bring us to close quickly and easily. We are super appreciative of him!

    Steve and Dianne M, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 502.648.0117 or message me below!

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