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Picture of Andrew Paino
Picture of Andrew Paino

Hi, I'm Andrew!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

98.48% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Andrew!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

98.48% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As a Home Loan Consultant specializing in refinancing, I strive to help guide and educate my clients to feel informed and comfortable with their refinance application. My customer service philosophy is to treat every customer with respect and to make their experience as stress-free as possible. To that end, I strive to let my honesty, knowledge, and integrity help you navigate this process in a speedy and smooth manner. Refinancing your home is an important decision and it is my honor to help you reach your financial goals!

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • I appreciate the emails and phone calls to keep me informed throughout the process. I also appreciated the professionalism and excellent customer service. Charity and Andrew were amazing! I literally had pneumonia through the final week of the process and I was not 100%. I appreciated how nice everyone was because I was trying to cooperate and take care of myself at the same time. I tried to write down information and remember everything and when I forgot and messed up the closing date because I didn't catch that my husband needed to be there, Charity got us rescheduled for the next day and everything went smoothly. Thanks again!!

    Stephanie S, happy client
  • I was totally satisfied with the loan process of Ruoff Mortgage.

    James K, happy client
  • Andrew was very helpful. He is very personable, and I enjoyed talking with him. We made each other laugh...I am extremely likely to do business with a person I like! And Andrew was that person. He has a great personality.

    Mary S, happy client
  • Andrew and Emma were great to deal with - very knowledgeable! They even called just to see how things were going! Classy!

    Mark A, happy client
  • The refi process was very quick, and went very well. Andrew Paino was top-notch to work with. The Loan Butler app was really easy to use. Thanks!

    Bruce P, happy client
  • Good communication. Quick process. Very easy to do.

    Richard R, happy client
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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.230.3291 or message me below!

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