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Picture of Beth Garrett
Picture of Beth Garrett

Hi, I'm Beth!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.77% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Beth!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.77% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Beth was absolutely wonderful to work with! My husband and I were first time home buyers so we had a lot of questions. She didn't make me feel dumb for not knowing anything and she was truly there to make this the best experience possible! Anytime I needed anything no matter what time or day she always was quick to respond! I would absolutely recommend Beth at Ruoff!!

    Dakota D W.

    Brookston, IN, May 17th, 2023 09:33 PM

  • Review 2

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    Beth was always very responsive and attentive to all our questions and concerns

    Noah E C.

    Attica, IN, August 13th, 2023 01:52 PM

  • Review 3

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    Beth was amazing and so helpful through the process. She made it super easy and if I had questions she was available thru email or phone to get the questions answered. I would recommend her to anyone I come across every time.

    Michael Richard M.

    MONTICELLO, IN, September 18th, 2023 11:52 PM

  • Review 4

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    As a first time homebuyer, Beth made navigating home ownership easy. She was quick to answer any question I had and made me feel confident that she had everything taken care of. I appreciate her greatly!

    Zephanie J R.

    Converse, IN, July 2nd, 2024 11:16 AM

  • Review 5

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    Beth really is the BEST! She made it fast, easy, and is very efficient!!!! She deserves a raise!

    Michael B.

    Kokomo, IN, July 5th, 2024 06:39 PM

  • Review 6

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    Overall felt as though this experience with Beth was so helpful. As a first time homeowner it is intimating to walk though this process and even when I brought all my questions she was more than willing to answer even the smallest of questions.

    Megan M M.

    Lafayette, IN, July 7th, 2024 09:53 AM

  • Review 7

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    Freat communication

    William L D.

    LAFAYETTE, IN, June 25th, 2024 09:11 AM

  • Review 8

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    You were patient with me through I had a stroke and you couldn't understand me. This meant a great deal to me during this process

    Cody T H.

    Logansport, IN, June 19th, 2024 11:18 AM

  • Review 9

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    Beth was very knowledgeable and great to work with. She always answered my questions kindly and promptly even though I asked so many. Hope to do business with again.

    Brian J G.

    Indianapolis, IN, June 24th, 2024 10:48 PM

  • Review 10

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    Kept us well informed during the process.

    Michael R.

    Kokomo, IN, April 18th, 2024 12:51 PM

  • Review 11

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    Beth made everything very easy with allowing multiple forms of communication to easily access her whenever needed!

    Maria C M.

    Lafayette, IN, April 25th, 2024 11:03 AM

  • Review 12

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    Her expertise and attention to client!

    David A C.

    LEBANON, IN, April 29th, 2024 06:58 PM

  • Review 13

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    We were able to do almost everything through Loan Butler and it was quick and easy. :)

    Jerusha I. H.

    FRANKFORT, IN, May 9th, 2024 11:54 AM

  • Review 14

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    Beth was so great in all shapes and forms. She tasted me like one of her own and cared for me. This was my first house I bought so it was stressful at some times.

    Brian M P.

    Lafayette, IN, May 20th, 2024 02:49 PM

  • Review 15

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    Answered every question I had and made sure I understood everything. Always kept in touch with updates

    Cori L D.

    Lafayette, IN, June 17th, 2024 01:03 PM

  • Review 16

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    When Andrea and I first spoke with Beth her exact words were I want to get you guys into this house! This was our very first conversation and just hearing those words we knew Beth was right us. Sincerely, Brooks & Andrea

    Brooks B.

    Lafayette, IN, June 4th, 2024 10:44 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 765.427.7213 or message me below!

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