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Picture of Beth Garrett
Picture of Beth Garrett

Hi, I'm Beth!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.58% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Beth!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.58% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Beth Garrett | NMLS: 782760

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023
President's club seal 2024

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Beth was absolutely wonderful to work with! My husband and I were first time home buyers so we had a lot of questions. She didn't make me feel dumb for not knowing anything and she was truly there to make this the best experience possible! Anytime I needed anything no matter what time or day she always was quick to respond! I would absolutely recommend Beth at Ruoff!!

    Dakota D W.

    Brookston, IN, May 17th, 2023 09:33 PM

  • Review 2

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    Beth was always very responsive and attentive to all our questions and concerns

    Noah E C.

    Attica, IN, August 13th, 2023 01:52 PM

  • Review 3

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    Beth was amazing and so helpful through the process. She made it super easy and if I had questions she was available thru email or phone to get the questions answered. I would recommend her to anyone I come across every time.

    Michael Richard M.

    MONTICELLO, IN, September 18th, 2023 11:52 PM

  • Review 4

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    GiovanniV The whole experience was great! Beth Garrett was able to answer all our questions and was always available whenever we needed to ask something.

    Giovanni J V.

    Lafayette, IN, October 25th, 2025 11:08 AM

  • Review 5

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    Beth did an amazing job helping my husband and I through our loan process. She was always available and really helped us whenever we had any questions. She was truly amazing!

    Jennifer L.

    Lafayette, IN, October 21st, 2025 07:15 PM

  • Review 6

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    Beth was so helpful to me as I like to do everything in person and BEth would meet me whenever in the office so I could come in.Beth accommodated all my needs and questions day or night. Beth is a very kind and compassionate lady. Thank you Beth.

    Regina D T.

    Lafayette, IN, October 21st, 2025 08:18 AM

  • Review 7

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    That we were treated like family

    Tony T.

    Lafayette, IN, October 20th, 2025 11:56 AM

  • Review 8

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    Beth was absolutely amazing to work with.,Her knowledge and personality was first rate!

    Eldon Dion P.

    Lafayette, IN, October 18th, 2025 03:19 PM

  • Review 9

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    When I went into the process, I had no idea what I was in for. Beth walked me through what I needed to make sure my finances were in place, all the paperwork I would need was there, getting the approvals, answered all my questions and concerns, all the way from the beginning to end she was there in a friendly manner. Thank you again Beth

    Robert J K.

    Marion, IN, September 23rd, 2025 11:46 AM

  • Review 10

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    Beth was Amazing to work with! This is the 3rd time we have used her. I don't think one thing stands particularly on our experience. Everything went very smoothly through whole process. We would definitely recommend Beth and we would go with her again.⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

    Lisa P.

    Lafayette, IN, September 14th, 2025 06:04 PM

  • Review 11

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    Communication was excellent and timely !!!

    Brice A H.

    Lafayette, IN, September 10th, 2025 11:05 AM

  • Review 12

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    Fast, easy and great customer service!

    Jarrett L G.

    Attica, IN, August 26th, 2025 11:53 AM

  • Review 13

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    Beth was very helpful and knowledgeable during the whole process. The Ruoff mobile app made the process painless and simple.

    Trevor R J.

    Lafayette, IN, September 2nd, 2025 11:10 AM

  • Review 14

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    Kept us informed throughout the entire experience. Amazing customer service!

    John A S.

    Monon, IN, August 23rd, 2025 11:08 AM

  • Review 15

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    Beth is fantastic!

    Jessica D D.

    Indianapolis, IN, September 1st, 2025 03:39 PM

  • Review 16

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    Good communication

    Bobby D.

    Indianapolis, IN, September 1st, 2025 11:41 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 765.427.7213 or message me below!

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