
Brittany Eckerle
Senior Loan Officer
NMLS: 2220711
Ready to help make your homeownership dreams come true through advocacy, guidance, and education.
Read full bio99.38%
Customer Satisfaction Score.


Awards
4
Years of helping homeowners like you.
Proudly serving Indiana
Meet our happy homeowners***
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A Bit About Me
For me, mortgage lending has always been about people first. I’m a wife, girl mom, dog mom, coffee lover, and lender who believes family comes first—and I bring that same mindset to every family I have the privilege of helping. Buying a home is a big deal, and I want my clients to feel informed, cared for, and confident every step of the way. I could tell you how much I love what I do, but I think my client testimonials say it better than I ever could. My goal is simple: to be the lender you trust, remember, and happily send your friends and family to.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award
Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.
Frequently Asked, Frequently Answered
Starting with clear, direct answers to the questions that matter most to your future.


After you receive your pre-approval letter, you’ll have an idea of current rates based on your qualifications. However, your rate isn’t officially locked until you choose to lock it in – and that lock is only valid for a set number of days. I’ll help you monitor the market and decide the best time to lock your rate with confidence.
A fixed-rate mortgage keeps your interest rate, principal, and interest payment the same for the life of the loan. This consistency makes budgeting easier and provides long-term peace of mind, especially if you plan to stay in your home for many years.
We offer a comprehensive suite of home loan products, including conventional, FHA, VA, USDA, jumbo, and reverse mortgages, for both purchases and refinances. We specialize in unique financing options like renovation loans, new construction loans, and specialized programs such as HomeNow™ down payment assistance.
The credit score required to buy a home differs based on the type of loan you’re applying for. But in general, the higher your score is, the easier it will be to get a great mortgage loan and a better interest rate.
Closing costs typically range from 2-5% of the home’s purchase price and cover fees like appraisals, title insurance, and loan processing.
PMI is insurance for the lender if you put less than 20% down on a home. It can be removed once you build enough equity.
With Ruoff Mortgage, the average time from application to clear to close is just 15 days.* That means from the moment you apply to the moment you're ready to close, the process can move quickly and efficiently.
You will generally need to provide proof of income (pay stubs, W-2s), two months of bank statements, tax returns (if self-employed), and a photo ID. These documents verify your financial standing for pre-approval.
Your monthly mortgage payment typically consists of PITI: Principal, Interest, Taxes, and Insurance. This combined payment often includes an escrow account to manage property taxes and homeowner's insurance, along with potential mortgage insurance, ensuring your payments are simplified and covered.
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Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*



