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Picture of Chris DeMuth
Picture of Chris DeMuth

Hi, I'm Chris!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

99.83% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Chris!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

99.83% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is rooted in respect, honesty, and the commitment to making the homebuying experience as stress-free as possible. I firmly believe that purchasing a new home is a significant decision that should be handled with the utmost care. My goal is to simplify this decision for every client by providing trustworthy guidance, open communication, and reliable advice.

I've had a diverse professional journey that has shaped my career in the mortgage industry. Prior to switching to the mortgage industry in 2008, I spent 12 years as a licensed Realtor, specializing in sales and sales management in the home building industry. This experience has given me a unique perspective on the real estate market and a deep understanding of the information and communication necessary for a seamless transaction.

As a lifelong Louisville native, I have a strong connection to the community and a deep understanding of its history and future. I attended Trinity High School and Bellarmine University, where I was part of the soccer teams at both institutions. I grew up with my five siblings in St. Matthews, and I still call it home, along with my wife, Rachel, our son, Noah, and our fun-loving dog, Finn.

Outside of work, my wife, Rachel, and I are avid travelers, often enjoying hiking, camping, and exploring new places. Rachel is a dedicated runner and cyclist who has even competed in Ironman triathlons. Our son, Noah, is a competitive mountain biker and has raced in the US National Championships over the past few years. Many of our travels are centered around supporting their athletic endeavors, taking us to exciting places and events, and creating cherished family memories.

In terms of recognition, I'm proud to have received the 2021 Branch Manager of the Year award for Ruoff Mortgage. Additionally, I've been named the Loan Originator of the Year for the Ruoff Mortgage Louisville Branch in 2020, 2021, and 2022, a clear testament to my dedication and performance. I've also consistently ranked among the top producers, as acknowledged by the Mortgage Bankers of Louisville in 2020, 2021, and 2022.

Looking forward, I'm excited about the future of the mortgage industry and the opportunities for growth and innovation. My dedication remains focused on expanding our services at the Louisville branch, helping as many individuals as possible achieve their dreams of homeownership.

If you have any questions about mortgage lending or real estate, or if you'd like to discuss your financial goals, please feel free to reach out to me.You can contact me at 502-777-6267 or chris.demuth@ruoff.com. You can also find me on LinkedIn or on Facebook. I'm always here to provide you with expert guidance on your journey to homeownership.

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President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Chris was a joy to work with. Although there were many aspects of the home buyer process that Chris excelled in, I will note the top two. (1) Chris knows his stuff! He has been in the business for a significant amount of time and has a wealth of knowledge of home loans. (2) Chris is an excellent communicator who always makes time to talk. Due to my many questions, Chris and I spent MANY hours on the phone. There were multiple times when I texted him and asked for a last-minute call and he was quick to respond and hop on the phone.

    Joseph V.

    Louisville, KY, July 2nd, 2024 11:45 AM

  • Review 2

    Source of Rating Icon

    Chris was the best.

    William T S.

    Shelbyville, KY, September 11th, 2024 06:20 PM

  • Review 3

    Source of Rating Icon

    Our experience with Rouff was exceptional and exceeded all our expectations.

    Brandon Chad S.

    Lebanon JCT, KY, August 5th, 2024 05:31 PM

  • Review 4

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    Patiently making us understand all the procedures and helping us to make a right decision.

    Sadie M L.

    Simpsonville, KY, July 4th, 2024 11:03 AM

  • Review 5

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    Chris is incredibly knowledgeable, responsive, and enjoyable to work with. This is my second loan with him and I'm looking forward to more in the future!

    Amber C.

    Knoxville, TN, September 7th, 2023 07:36 AM

  • Review 6

    Source of Rating Icon

    Chris was very professional, knowledgeable, organized, and quick about everything.

    Kazim M N.

    Louisville, KY, June 28th, 2024 06:24 PM

  • Review 7

    Source of Rating Icon

    The app with mobile signatures made documents easy.

    Mitchell T M.

    Crestwood, KY, June 8th, 2024 07:11 AM

  • Review 8

    Source of Rating Icon

    Chris did a great job of explaining everything throughout the whole process.

    Ashley E M.

    Crestwood, KY, June 7th, 2024 04:53 PM

  • Review 9

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    Chris really went out of his way to keep us informed and protect our finances. He gave us additional information after the closing of our home to make us feel secure and comfortable to reach out at any time.

    Karen E S.

    Louisville, KY, May 14th, 2024 07:51 AM

  • Review 10

    Source of Rating Icon

    The loan Officer explain to me all My loans was very profesional and in my loan like was his own im really happy and thankfull to the entire team

    Nancy T.

    Louisville, KY, June 1st, 2024 07:55 PM

  • Review 11

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    Everything was smooth.

    Michael A S.

    Louisville, KY, March 19th, 2024 11:55 AM

  • Review 12

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    This was incredibly knowledgeable, responsive, and helpful.

    Kimberly R.

    Louisville, KY, March 18th, 2024 11:05 AM

  • Review 13

    Source of Rating Icon

    Great communication from Chris; he was quick to respond to quesrtions and always had the answers/ information we needed.

    Elizabeth M S.

    Louisville, KY, March 17th, 2024 09:47 AM

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Why should you choose Ruoff?

67

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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