Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Chris DeMuth
Picture of Chris DeMuth

Hi, I'm Chris!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating

Hi, I'm Chris!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Chris actually reached out to us about refinancing our loan instead of us having to reach out to him. He was there every step of the way and answered all of our questions and was willing to talk on the phone regardless of the hour or day of the week. The experience could not have been a better one.

    Trent A, happy client
  • Everything was wonderful! Chris DeMuth is an absolute dream to work with as he explains the process well, is readily available for any questions, and ensures there are no surprises.

    Paula D, happy client
  • Chris Demuth is fantastic. This is the third time we have worked with him to purchase. He is thorough and patient and explains all aspects of the process. He is quick to respond and takes the time to get to know who he works with.

    Katherine B, happy client
  • The whole thing felt seamless. Everyone is busy these days, and the mortgage approval part was a non-issue, which is great! Chris was wonderful and pleasant to work with. He was patient with all our questions and quick to offer very helpful suggestions. I couldn't have been more pleased!

    Ryan H, happy client
  • Chris Demuth was amazing. He answered our texts and calls around the clock and clarified anything that was confusing to us. This was our first time purchasing a home and he really helped us understand what was going on!

    Annie S, happy client
  • All went well. It was our first time applying for a mortgage in over 39 years. Chris was very personal and professional in every area and in every way.

    John W, happy client
  • As first time home buyers, we had a lot to learn. Chris was a wealth of information - personal, and professional. He even came to our closing, which we were told is unusual! We felt taken care of and equipped to make our first big purchase. Thank you!

    Kristi P, happy client
  • I loved the way Chris communicated everything. If I had a question, he explained in depth the answer and that’s exactly what I needed.

    Megan B, happy client
  • Chris was amazing! We felt like he was looking out for our family's best interest and explained the process each step of the way.

    Kathleen H, happy client
  • Chris was great and explained everything in great detail which I appreciated so I could understand as this is my first home.

    Kelly H, happy client
  • Chris was great at giving me updates. Everything was always well explained. He went out of his way to make sure that I was in a position to make an informed decision. Of the 8 mortgage closings in my life, this was by far the easiest.

    Karen R, happy client
  • Chris DeMuth and his team made this process easy and fast. Also, the Loan Butler tool kept me on top of reviews and signatures needed, bravo Ruoff!

    Kristan S, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 502.777.6267 or message me below!

Download our !