I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
Hello there! I’m Christi Nichols, your dedicated guide to the hassle-free home financing experience you have been looking for. With a rich background in media and a passion for making dreams of homeownership come true, I bring a distinctive blend of expertise and personal touch to mortgage lending.
Whether you're a first-time homebuyer embarking on this exciting journey or a seasoned homeowner seeking a new space, I specialize in tailoring solutions to fit your unique needs. From conventional mortgages to FHA, VA, and USDA options, I will guide you through a spectrum of choices, such as down payment assistance, community grants, and specialized programs like the Ohio Heroes initiative. I'm here to make it happen for you. Together, we'll navigate your budget and comfort levels, ensuring a seamless and empowering experience.
Before I stepped into the world of mortgage lending, I spent an incredible 27 years as the voice behind your local morning radio shows. Having seen over 700 concerts, being the first voice of Siri in its planning stages, soothing guests with my on-hold voice at Hilton Hotels, and even lending my voice to vehicle notifications, my journey has been quite diverse. Why Mortgages, you ask? Having encountered my share of rough financing experiences while buying and selling homes, I made a conscious decision to become a Loan Officer. My goal is clear. I help my borrowers not only understand the lending process but also embrace it. I act as their advocate, ensuring confidence every step of the way.
As a single mom to a vivacious daughter, family is at the heart of everything I do. Beyond mortgages, my passions extend to the great outdoors, daily walks, hiking, kayaking, rock climbing, cooking, tending to my garden, and reading in the shade or a simple craft project in my free time. I'm not just a mortgage professional, I'm someone who values the security and safety of a home.
I have also hosted foreign exchange students, which has been a transformative experience for me, adding layers of cultural richness to my life. Having a place to call my own has given me the profound joy of rescuing plants, animals, and anyone else who needs a loving home. My personal experiences drive my commitment to helping borrowers achieve their homeownership goals. Join me in this journey, where securing your dream home isn't just a transaction — it's a personalized experience guided by expertise, empathy, and a genuine love for the place we call home.
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
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Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.