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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Cynthia Mattox
Picture of Cynthia Mattox

Hi, I'm Cynthia!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Hi, I'm Cynthia!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Let me help you get pre-approved today!

When I joined Ruoff Mortgage in December 2014, Indiana’s number one mortgage lender, I quickly realized Ruoff and I share the same values toward our clients; respect, dedication and commitment to offer the best mortgage experience. Having been in the mortgage industry over twenty-three years I’ve learned the importance of knowing and studying mortgage guidelines and to value how every client is different to formulate the best product to meet their specific lending needs.

When I receive customer survey comments stating “Cindy treated us like family” then I’ve done the best job possible sharing with my clients the love and passion I have for this industry making their mortgage experience stress-free and pleasant. The largest purchase one will make in their life is the purchase of a new home so a mortgage expert should be sought-out, one that is dependable and reliable. One who will make you feel like “family”.

I’m licensed in Indiana, Illinois and Florida (for my snowbird clients) and when I’m not working, I’m with my husband Jeff of 35 years. We enjoy spending time with our three adult children, their spouses and eight grandchildren.

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President's Club Member

President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Good customer service is rare these days. Cynthia, on the other hand, took great care of us. If we had a question we didn't feel like we were bothering her. Great service and very personable. The mortgage company we started with acted as if they had no time for our business. Good thing they didn't. I'm glad we ended up using Ruoff.

    John S, happy client
  • Cynthia was so kind, honest and knowledgeable. She told me everything I needed to know and was straight to the point. She helped me accomplish a rate and closing costs that were exactly in my price range and helped the process move very quickly!

    Alison E, happy client
  • Cindy is exceptional at explaining the process. She is also incredibly knowledgeable, personable and supportive.

    Rebecca B, happy client
  • Cindy was patient and took the time to explain. I enjoyed working with her throughout the process. She was always available when I had questions.

    Charlie F, happy client
  • Everything was perfect. This was my first time going through this process and it couldn't have been easier with Cynthia helping every step of the way!

    Joshua K, happy client
  • Cindy made me feel like family and cared that this process was as easy as it could be for my husband and myself.

    Jaclyn R, happy client
  • Cindy was always there for me and answered all my questions quickly. She helped me understand my loan and made the process go smoothly.

    Theresa D, happy client
  • Cynthia walked me through the process step by step. She really came through for my family in a time of need and I couldn't be happier to have worked with her. She acted quick for us and made it all easy. I am forever appreciative and would recommend her to anyone!

    Adam S, happy client
  • Cindy is phenomenal to work with, my husband is disabled and she went out of her way to accommodate us and our special needs.

    Jill B, happy client
  • Everything went well with our refinance. I have worked with Cindy before and knew she would be an excellent mortgage officer.

    Melanie S, happy client
  • Cynthia has helped us close two home loans and a refinance in the past few years. It's like calling a friend and saying here we go again. She makes it simple.

    Clements_500@sbcglobal.net C, happy client
  • Cindy was extremely helpful and made the whole process a breeze for us. Ashley was always there to answer questions we had when Cindy was with another customer or unavailable.

    Zach and Danielle M, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 765.721.5456 or message me below!

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