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Picture of David Mahaffa
Picture of David Mahaffa

Hi, I'm David!

Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm David!

Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I love helping homebuyers through the mortgage process in a way that not only allows them to make the very best mortgage decision possible but also provides the necessary transparency so that they are confident in that decision. I want to help you assess what you need, what you can comfortably afford, and work with you and your realtor to connect all the dots. 

I enjoy hearing people’s stories and perspectives. Working at Ruoff provides an unlimited amount of those opportunities for me. Ruoff is committed to my success as a loan officer which translates into investing in tons of tools and resources that make the mortgage process easy for everyone involved – especially you, the borrower. These tools allow me to create a stress-free environment for both borrowers and their real estate agents. 

Outside of work, I am married to the smartest person I have ever met, my wife Sarah, and we have two incredible daughters, Elizabeth and Claire. We share our house with two dogs, Dolly and June, and some fish whose names change fairly regularly depending on how my kids feel that day. I love to cook for my family and seek out various birds across the state and country when I am able. I am a fan of Formula 1 racing, the Chicago Bears, Chicago Cubs, and all Purdue athletics. 

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    David was an absolute rockstar when it came to every detail of the mortgage process. Friendly, helpful, and honest about every detail. This was our first time buying a home, and he made the process so much easier than we could have expected. With no reservations whatsoever, we will recommend all of our friends and family to David and Ruoff in the future. Thanks again!

    Jarod E.

    Indianapolis, IN, September 5th, 2024 10:52 AM

  • Review 2

    Source of Rating Icon

    Fast response to emails ans answered all my questions

    Kevin H.

    Kokomo, IN, August 16th, 2024 11:41 AM

  • Review 3

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    David treated my wife and I as if he had known us personally. He was kind an pleasant to speak with. I work late hours and would adjust to speak with both of us when we were both available. David answered questions without making you feel less than, and thats what makes me what to do business with a company. David is stellar. I have already spoken with family and friends about our wonderful experience and will be passing along your info. Thank you David and team for making our next chapter in life Awesome!

    James David W.

    BROWNSBURG, IN, July 21st, 2024 08:47 AM

  • Review 4

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    Great customer service

    Vernetta L W.

    BROWNSBURG, IN, July 15th, 2024 11:30 AM

  • Review 5

    Source of Rating Icon

    David really worked with me to make sure I had everything I needed to know in a way I understood. & made sure to let me know what I should keep a look out for

    Clare M.

    Cayuga, IN, March 15th, 2024 12:23 PM

  • Review 6

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    Excellent David and his team were awesome to work with !

    Mitchell C C.

    Shirley, IN, January 15th, 2024 02:48 PM

  • Review 7

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    The home I had my herat set on was raised $10,000. I called David Mahaffa to see if he could get me approved for $10,000 more on my loan. He called back in less thann 30 minutes with a yes! He knew that time made a difference so he came through right away. I reccomend him to anyone!

    Ryan S.

    Indianapolis, IN, November 28th, 2023 10:24 AM

  • Review 8

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    Keep up the great work!

    Chuka A.

    Indianapolis, IN, August 7th, 2023 10:05 PM

  • Review 9

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    This process couldn't have gone more smoothly. After a brief conversation, David had everything set and ready to go - we applied and got preapproved, sellers wanted a quick close and the team made it happen. I've never seen such a quick underwriting process and such open, active communication. Hats off to David and the team - no complaints at all.

    Ruie A.

    Indianapolis, IN, August 3rd, 2023 01:37 PM

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Why should you choose Ruoff?

67

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 574.606.7519 or message me below!

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