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Picture of David Mahaffa
Picture of David Mahaffa

Hi, I'm David!

Loan Officer

I will work hard to help you achieve your homeownership goals.

98.72% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm David!

Loan Officer

I will work hard to help you achieve your homeownership goals.

98.72% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I love helping homebuyers through the mortgage process in a way that not only allows them to make the very best mortgage decision possible but also provides the necessary transparency so that they are confident in that decision. I want to help you assess what you need, what you can comfortably afford, and work with you and your realtor to connect all the dots. 

I enjoy hearing people’s stories and perspectives. Working at Ruoff provides an unlimited amount of those opportunities for me. Ruoff is committed to my success as a loan officer which translates into investing in tons of tools and resources that make the mortgage process easy for everyone involved – especially you, the borrower. These tools allow me to create a stress-free environment for both borrowers and their real estate agents. 

Outside of work, I am married to the smartest person I have ever met, my wife Sarah, and we have two incredible daughters, Elizabeth and Claire. We share our house with two dogs, Dolly and June, and some fish whose names change fairly regularly depending on how my kids feel that day. I love to cook for my family and seek out various birds across the state and country when I am able. I am a fan of Formula 1 racing, the Chicago Bears, Chicago Cubs, and all Purdue athletics. 

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?

71

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 574.606.7519 or message me below!

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