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Dirk Webster | NMLS: 562084 | OH: MLO-OH.562084

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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My Latest Blogs

šŸ  Minimum Requirements for a Mortgage Loan: What You Need to Know!

Apr 28, 2026

Ever dreamed of keys in hand, but worried your finances might slam the door? You're not alone. Understanding the minimum requirements for a mortgage loan can turn that dream into reality, especially h...
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Closing Costs Explained

Apr 14, 2026

Buying your first home in Kokomo is exciting. A lot of first-time buyers are focused on the down payment and forget about closing costs.In Central Indiana, where home prices average around $200,000 i...
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By Now, Pay Later (BNPL): Pros, Cons, and Mortgage Impacts You Need to Know

Apr 7, 2026

In today's fast-paced shopping world, By Now, Pay Later (BNPL) services like Affirm, Afterpay, and Klarna have exploded in popularity. They let you split purchases into interest-free payments, making ...
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    We had an amazing experience working with Dirk throughout our home buying process. From start to finish, he was incredibly responsive, knowledgeable, and patient with all of our questions (and we had a lot!). He kept us informed every step of the way and made what could have been a stressful process feel smooth and manageable. What really stood out was his transparency and confidence. He always made sure we understood what was happening and what to expect next. Thanks to Dirk and his team, we were able to get clear to close quickly and even ended up in a better position at closing than we originally expected. We truly appreciate all the hard work and dedication, and we would ABSOLUTELY recommend Dirk to anyone looking for a reliable and trustworthy lender!

    Tatyana W.

    April 27th, 2026 05:50 PM

  • Review 2

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    The ease of the entire process was amazing. No headache, no stress, just filling in the info needed which was very simple. What made the whole experience phenomenal though,was working with Dirk Webster. Super knowledgeable, professional, and down to earth. I met Dirk years ago when we first got the mortgage for our home and years later I sought him out and declined to work with anyone but him although he was was with an entirely different company. Dirk's " I got you approach"( meaning I'm going above and beyond for you) is what seperates him from the rest! Thanks Dirk and Ruoff Mortgage co!

    James O P.

    Russiaville, IN, April 27th, 2026 11:34 AM

  • Review 3

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    Dirk was absolutely amazing throughout the entire process. From the beginning, he was incredibly responsive, knowledgeable, and genuinely invested in helping my family and me succeed. He just didn't walk us through the standard steps, he took the time to explain our options, adjust the game plan when needed, and guided us toward the best path for a higher chance of success. What really stood out was how personal the experience felt. By the end of it, it didn't feel like just working with a lender, it felt like I made a friend. That level of care and communication made a stressful process much easier and gave us a lot of confidence every step of the way. Awesome person and an awesome company. I'd highly recommend Dirk to anyone looking for a lender who truly has your best interests in mind.

    Steve P.

    Peru, IN, May 2nd, 2026 12:21 PM

  • Review 4

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    Dirk was extremely helpful, knowledgeable, and always available to answer our questions ! He made the whole process stress free and explained everything along the way. Would highly recommend.

    Jacob Thomas S.

    Kokomo, IN, April 21st, 2026 04:42 PM

  • Review 5

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    Dirk was extremely helpful throughout the whole process and made understanding everything very clear. He was great to work with!

    Nicholas Aaron S.

    Kokomo, IN, April 14th, 2026 01:03 PM

  • Review 6

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    and his team were amazing to work with! They were friendly, easy to work with, knowledgeable, and the process was extremely smooth. 100% will be a forever client of Dirks!

    Rebecca L H.

    Kokomo, IN, April 1st, 2026 11:36 AM

  • Review 7

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    Dirk was quick to answer our questions and made the buying process very easy. His communication with us was excellent and if he happened to be away from the office, he made sure to have a colleague take care of our needs. We will definitely recommend Dirk and Ruoff Mortgage and will use Dirk in the future.

    Sabrina E.

    Indianapolis, IN, September 24th, 2025 02:53 PM

  • Review 8

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    Dirk is always prompt to reply to emails and a very good communicator! He is good at explaining things thoroughly and was so patient with our many questions.

    Miranda J B.

    Swayzee, IN, March 11th, 2026 04:59 PM

  • Review 9

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    I'm not a fan of working with big corporations, but Dirk Webster made me feel like I was dealing with one knowledgeable and committed individual. He did an outstanding job and I will recommend him to everyone who asks. Dirk helped out with anything I needed and would go above and beyond when he could! It's hard to find people who care about people more than their paycheck, Dirk was a outstanding loan officer and I plan on working with him more in the future. Thank you Ruoff and most importantly thank you Dirk!

    Owen R L.

    Greentown, IN, February 23rd, 2026 11:10 AM

  • Review 10

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    Dirk is excellent to work with and very knowledgeable of the mortgage industry and he coached me to the best refinancing rate for my situation. His expertise was very much appreciated

    Larry W.

    Burlington, IN, November 21st, 2025 04:08 PM

  • Review 11

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    Dirk is a total professional.

    Andrew R. B.

    Kokomo, IN, February 2nd, 2026 11:27 AM

  • Review 12

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    Always there to answer questions, always helpful, took care of everything we needed.

    Kaitlyn M F.

    Lafayette, IN, January 12th, 2026 05:18 PM

  • Review 13

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    Dirk made the process so much easier than I remember 15 years ago when we bought our first home. Thanks Dirk!

    Ashley M A.

    Kokomo, IN, December 22nd, 2025 07:51 AM

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Why should you choose Ruoff?

67

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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