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Picture of Erik Johnson
Picture of Erik Johnson

Hi, I'm Erik!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

96.71% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Erik!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

96.71% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    I will send a picture when I'm send a picture before weekend my health acting up and I want to look nice.

    Gwendolyn A C.

    CLEVELAND, OH, May 28th, 2024 10:44 AM

  • Review 2

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    Everyone was very quick to answer questions and ensure everything was set and ready to go!

    Mallory M M.

    Anderson, IN, April 14th, 2024 03:15 PM

  • Review 3

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    Everything!! Fast, friendly great experience

    Laini Michelle T.

    Glasgow, KY, April 4th, 2024 11:40 AM

  • Review 4

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    Communication was pristine!!!!

    Holly D.

    Jacksonville, FL, March 21st, 2024 06:18 PM

  • Review 5

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    Friendly, quick and very knowledgeable!

    Jennifer B.

    Rossford, OH, January 22nd, 2024 11:24 AM

  • Review 6

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    I have never done this before, I am truly amazed how excellent and sufficiently this was handled .I would like to Thank everyone who was involved, I couldn't of asked for any better help. Thanks Again Sandra S.

    Sandra M S.

    Garfield Heights, OH, November 24th, 2023 12:12 PM

  • Review 7

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    Everything went super smooth! I have never went through a process so easily and quickly as we did with Ruoff! Everyone from beginning to end was very professional and super kind. All our questions were answered quickly and the online experience was outstanding. We definitely would recommend Ruoff Mortage for all your mortage needs. Simply Outstanding. Happy customers to say the least. Rob and Carla Frank

    Carla S F.

    Rockford, OH, October 1st, 2023 07:03 PM

  • Review 8

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    Everything was as promised. Emails were quickly responded to and I was kept updated on the process.

    Debra D O.

    Grove City, OH, September 8th, 2023 03:51 PM

  • Review 9

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    My experience with Ruoff mortgage was pleasant! Everyone was very helpful. I like that I recieved emails and text to keep me updated on my loan.

    Sarah J B.

    Knoxville, IA, August 25th, 2023 12:53 AM

  • Review 10

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    Thank you very much for your time and effort

    Ronnie Lee O.

    Cocoa, FL, August 7th, 2023 06:24 PM

  • Review 11

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    Everyone was extremely nice, courteous, friendly and knowledgeable. The whole process was completed very quickly and they had the best interest rate I could find. It was an excellent experience. Erik Johnson and Jonathan Snyder were both outstanding to work with!

    Michelle R G.

    Montgomery, AL, July 21st, 2023 12:24 PM

  • Review 12

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    Both Erik and Vanessa made the experience a great one! They both answered all of my questions, emails and text messages!! I was hesitant, but they put me at ease and explained everything in great detail.

    Lori D H.

    FORT WAYNE, IN, July 3rd, 2023 09:25 AM

  • Review 13

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    Keep us informed!

    John L A.

    Dunkirk, IN, June 24th, 2023 12:02 PM

See More

Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.233.9748 or message me below!

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