- About
- Guides
- Reviews
- Calculator
- Contact Me
I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I am proud to give my very best at exemplifying the true spirit of community involvement while balancing my professional success with a passion for helping others. As a mortgage professional, real estate investor, and dedicated volunteer, I love sharing experiences and giving back to others. In my role as a mortgage professional at Ruoff Mortgage since 2014, I have made it my mission to consistently deliver exceptional service to clients while helping them navigate the complexities of the mortgage process and secure financing tailored to their specific needs.
Beyond mortgage lending, I actively engage in real estate investing, driven by a keen understanding of market trends and a passion for generating passive income. I have successfully acquired rental properties while consistently achieving positive returns. These properties range from single-family homes to multi-units to Air BNBs in Florida.
I have extended my passion for helping others by volunteering at Erin's House for Grieving Children and Community Harvest Food Bank. At Erin's House, I provide support and guidance to children and families coping with grief. At Community Harvest Food Bank, I am always ready to lend a helping hand by assisting with food sorting, distribution, and various other tasks. I love to merge my expertise in mortgage lending, real estate investing, and community volunteerism to provide comprehensive financial solutions and support to those in need.
With a proven track record in both professional and community endeavors, I want to be a positive role model for my children by demonstrating the power of giving back. Contact me today to experience the difference that a dedicated mortgage professional, experienced real estate investor, and compassionate community volunteer can make for you and your family!
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Julie is always awesome to work with. She is fast, upfront, and gets you what you ask for.
Nathaniel W.Huntertown, IN, July 1st, 2025 09:21 PM
Julie was second to none—her communication was unmatched, and she stayed on top of everything from start to finish. She made the entire process smooth and stress-free, always one step ahead. As always, working with her was an absolute pleasure!
Neil M B.FORT WAYNE, IN, June 30th, 2025 12:32 PM
Julie was a pleasure to deal with. She communicated with us throughout the process in a frinedly and professional manner. I will recommend her to everyone!
Jimmy C.Fort Wayne, IN, June 30th, 2025 11:54 AM
Julid was absolutely amazing
Anthony Christopher E.Decatur, IN, July 7th, 2025 11:01 AM
Julie Carroll is the best in the business completely ran down through the process and now I feel like a pro thank you!
Ethan V.Fort Wayne, IN, June 6th, 2025 02:28 PM
Julie Carroll is so awesome and she keeps you up to date on everything that we needed to do and everything that was done! Thank you!
Taryn D B.FORT WAYNE, IN, July 1st, 2025 06:33 PM
Everything from the start with Julie and our realtor, Tyler, has just been so phenomenal and easy going. Any questions got answered quickly and they were absolutely informative about the whole process. How likely am I to recommend? I've already recommended to everyone i know that Julie is the absolute best at what she does. Me and my fiance love her to pieces.
Russell Edward B.Petroleum, IN, May 6th, 2025 11:26 AM
Julie was super helpful and always on top of it and all-around great to work with
Jeremiah Lee L.Decatur, IN, April 4th, 2025 03:38 PM
Julie made this process so easy! As a first time homebuyer, I was intimidated by the process and had lots of questions. Julie was happy to answer all my questions and help me throughout the whole process. Loved working with her!
Peyton A S.Fort Wayne, IN, March 6th, 2025 07:50 AM
Everything was do smooth and easy. I was pre-approved and ready to close within about 3 weeks! I have already given Julie's information to a friend for her loan needs!!
Kristina M P.Speedway, IN, May 4th, 2025 03:09 PM
Julie is on top of her game, she was very detailed and clear about the whole process. She made this all EASY! We have already recommended Julie Carroll out to others!
Kayleigh Michelle A.Petroleum, IN, May 6th, 2025 11:34 AM
i reached out to julie a few times to learn about how to buy a home and told her id reach out when we were ready . i reached out later and she was ready to rock and roll and help us . i was so thankful for her advice and help in getting approved for a grant . any questions i had she answerd right away . i never felt stumped or uninformed . i felt taken care of and positive about the whole thing . she made me feel like i could do this . each step was easy to do and the loan butler is awesome very informative . we are very thankful fornher help
Cora Emily L.Fort Wayne, IN, March 8th, 2025 04:43 PM
Wonderful customer service
Alan J B.Huntington, IN, March 28th, 2025 11:05 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.