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Picture of Kelly Barile
Picture of Kelly Barile

Hi, I'm Kelly!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.87% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Kelly!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.87% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

I have an extensive background in the mortgage industry ranging from origination, processing and closings. As a Licensed Loan Originator, my training and expertise go far beyond just quoting you a good interest rate. I listen to the needs of my clients and offers strategic solutions.

As a successful mortgage professional, I believe in maintaining a comprehensive understanding of the industry's rules and regulations. Education, credibility, honesty, and trust with my clients are the keys to my success. Your satisfaction is important to me!

I moved to Ruoff Mortgage in 2009. I knew Ruoff would enable me to offer my clients the best all-around service combined with a multitude of loan products ranging from Conventional, FHA, VA, USDA, Construction, and MCC.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • The most helpful part of the process was the assistance in getting our credit to the place it needed to be. Kelly and the Ruoff team gave us a solid game plan to get us pre-approved. From there, Kelly and Catherine were incredible - when an offer was needing to be higher than our preapproval, Kelly stepped up and got our higher preapproval letter in minutes even though it was a Friday night.

    Laura H, happy client
  • Between Shannon and Kelly Barile, we conquered every problem that arose and made it as smooth as possible. Thank you. Of course, we wish the rates were lower but that wasn't your fault.

    Brenda M W, happy client
  • Very prompt and helpful

    Joseph M, happy client
  • Great experience! I very much appreciate not being asked to provide a ton of information!

    David C L, happy client
  • I loved how easy the e-signing of documents was and the positive attitudes of my agents

    Logan D. S, happy client
  • Kelly is amazing! I have worked with her several times and she is always the first person I contact. She is quick to respond to emails, always helpful, and will do whatever she can to help me! She is a true asset to Ruoff!

    Dawn H, happy client
  • Kelly made this process simple and easy to understand. As a first time home buyer this can be daunting but Ruoff overall made this less so and was always quick to help me understand.

    Tyler S, happy client
  • Very quick and efficient service. Kelly and Rachel did amazing

    Josh W, happy client
  • Kelly was an incredible force to work with. She was prompt with every question we had and she made our mortgage application process a breeze.

    William F, happy client
  • We enjoyed working with our loan specialist, Kelly, and her assistant, Rachel. They were knowledgeable, easy to reach and on top of everything related to the loan process. The online experience was good for the most part, except sometimes navigating the long documents needing signatures was a little cumbersome.

    Susan S, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.602.9136 or message me below!

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