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Picture of Kelly Barile
Picture of Kelly Barile

Hi, I'm Kelly!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.37% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Kelly!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.37% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

I have an extensive background in the mortgage industry ranging from origination, processing and closings. As a Licensed Loan Originator, my training and expertise go far beyond just quoting you a good interest rate. I listen to the needs of my clients and offers strategic solutions.

As a successful mortgage professional, I believe in maintaining a comprehensive understanding of the industry's rules and regulations. Education, credibility, honesty, and trust with my clients are the keys to my success. Your satisfaction is important to me!

I moved to Ruoff Mortgage in 2009. I knew Ruoff would enable me to offer my clients the best all-around service combined with a multitude of loan products ranging from Conventional, FHA, VA, USDA, Construction, and MCC.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • I greatly appreciated that Kelly knew our situation and how much it meant to us that we could close in two weeks versus 30 days. She communicated with us every step of the way, answered all of our questions, and helped us to do our part in a timely manner to make closing in half the time possible. This is the second time working with Kelly and we will work with her again (unless this is our forever home!)

    Michala R B, happy client
  • Kelly was great. Great communication especially! So hard to find nowadays, communication and customer service. Appreciate you guys

    Zachary D T, happy client
  • Very quick and efficient service. Kelly and Rachel did amazing

    Josh W, happy client
  • The entire process was so easy and seamless! Kelly was very kind and easy to get a hold of, answering all of my questions. She was a joy to work with!

    Jenna L C, happy client
  • Being such a young new homebuyer, a lot goes into it to make sure that I am completely ready for this process. I never had a doubt in this process, which made my feel best comfortable. Young clients can be hard and having the patience to get me ready was something I cherish. Thank you :)

    Rylee S, happy client
  • Kelly and Rachel were excellent! Highly recommend.

    joshuaewell , happy client
  • We enjoyed working with our loan specialist, Kelly, and her assistant, Rachel. They were knowledgeable, easy to reach and on top of everything related to the loan process. The online experience was good for the most part, except sometimes navigating the long documents needing signatures was a little cumbersome.

    Susan S, happy client
  • My husband and I bought our first home together for our growing family. Throughout the process Kelly always sent us updates and assured there wasn't anything unknown on our end. The process was super smooth. We are so excited to raise our son and daughter in our new home. Would recommend Kelly to anyone who is getting ready to begin the home ownership process!

    Kiersten E W, happy client
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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.602.9136 or message me below!

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