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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Kelsey Scheller
Picture of Kelsey Scheller

Hi, I'm Kelsey!

Loan Officer

I will work hard to help you achieve your homeownership goals.

92.40% Customer Satisfaction Rating

Hi, I'm Kelsey!

Loan Officer

I will work hard to help you achieve your homeownership goals.

92.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Kelsey went above and beyond to make sure I knew exactly what to expect in this process. As a first-time homebuyer, I felt comfortable knowing that she was guiding me through each step and even kept me up to speed with upcoming expectations. Not only would I recommend Ruoff, but also Kelsey individually for the awesome job she did to stay in constant contact with me and make this process as smooth as possible.

    Lynne M, happy client
  • I loved everything about Ruoff and Kelsey. I will recommend you to anyone looking to get a loan.

    Peggy D, happy client
  • Kelsey was amazing and stayed with it, my mortgage was a unique situation, and she hung in there when it didn't look positive she battled through and got the job done.

    Jon S, happy client
  • Kelsey was very friendly, informative, and knowledgeable throughout the whole process.

    Destini T, happy client
  • Kelsey was personable and so energetic it almost made us tired! She seemed to have the ability to get answers for us when we were getting a little frustrated with all the paperwork.

    Don and Karen W, happy client
  • Kelsey was very helpful and on top of everything. Very knowledgeable and a great person.

    Susan M, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 765.413.0309 or message me below!

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