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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
Hello, my name is Kyla. I am the branch manager of the Ruoff Mortgage office in Madison, Indiana. I love helping borrowers find the perfect product to fit their home financing needs. With 27 years of banking experience and 13 years of experience in the mortgage industry, I am equipped with the tools and experience to expertly guide you in selecting the best mortgage option for you. My philosophy as a loan officer is to educate first, serve always, and earn trust. By leading with education, I empower my clients to make confident decisions. I prioritize my clients’ goals to help them achieve homeownership in a way that truly fits their life. I also build trust by being transparent, responsive, and ethical in every interaction. I enjoy educating my clients on the mortgage process and am fulfilled by seeing their homeownership dreams come true. Reach out to me today – I would be honored to be the person you trust to help you reach your homeownership goals.
2020
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2023
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Everything was clear and easy to follow. Kyla was very helpful and super friendly throughout the whole process
Jayna B.Indianapolis, IN, October 15th, 2025 12:37 PM
Kyla was great to work with buying our first home, would recommend Ruoff to anyone!
Jordan E J.Indianapolis, IN, October 14th, 2025 03:15 PM
Kyla answered all of our questions quickly and explained everything in a way that first time homebuyers could truly understand. She made the whole process feel less overwhelming and we’re so grateful for her guidance!
Johnathan B B.Hanover, IN, September 27th, 2025 07:28 PM
Agent was extremely helpful and kind throughout the entire loan process.
Thomas C W.Osgood, IN, September 27th, 2025 11:01 AM
Kyla made the process of buying our first home seamless and easy! She is so knowledgeable and kept us informed through our home build process. We are so thankful to have had her guidance and expertise!
Zachary L C.Versailles, IN, September 27th, 2025 09:34 AM
Kyla is the best! She was absolutely amazing!
Kimberly S C.Jeffersonville, IN, September 27th, 2025 07:51 AM
Kyla was phenomenal for our entire journey. I look forward to working with her again in the future!
Alexander D D.Madison, IN, September 26th, 2025 04:07 PM
Kyla made the whole process quick and easy. She was great to work with again and we'll definitely stick with her and Ruoff for any future needs.
Keyshia M F.Charlestown, IN, September 26th, 2024 11:53 AM
The tram here in madison are very friendly and inviting. I feel they went above and beyond to help me navigate this whole process. Kyla is my fave!!!
Sheriden D T.Madison, IN, September 9th, 2024 12:44 PM
Kyla was very patient, helpful, and quick to assist when I had questions. I am very happy with the experience as a first time buyer.
Gabriel M.Madison, IN, September 6th, 2024 11:03 AM
Kyla and Stacy were awesome !!!! Explained everything needed and more important what wasn't. It kept the stress to a minimum. Loan Butler was great to see progress and if anything was needed it was right there to see and complete. I cant thank Kyla enough for taking care of my family.
Kathleen Danielle T.Madison, IN, September 3rd, 2024 04:05 PM
Communication and speed
Garrett A F.Madison, IN, September 2nd, 2024 02:36 PM
Kyla was amazing to work with!! I never had to question what step we were in during the process or if we were getting the best rates. She made everything so quick and easy for us. From the moment we spoke, I knew she cared about her job and wanted to help people. I will recommend her and ruoff mortgage to anyone looking for a lender!!!! Very happy with my experience at ruoff!
Autumn S.Madison, IN, August 5th, 2024 03:31 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.