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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Kyla Henry
Picture of Kyla Henry

Hi, I'm Kyla!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Kyla!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2020
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Replying as soon as you did and working with me to find out the best way to go about things. I walked into this knowing very few things and Kyla was there to walk me through every step and made it a lot easier than what I had thought it would’ve been. If I needed to change something or get something to her she would let me know right away. She made the communication part very easy for me. I will definitely recommend Ruoff to future first time home buyers.

    Shawn R, happy client
  • We got a feeling of comfort knowing that Kyla was handling things, effectively handling each question or issue that arose.

    Bruce H, happy client
  • Kyla was very helpful in creating solutions for the problems we encountered. She did a great job of keeping us informed and troubleshooting issues.

    Sallie P, happy client
  • Kyla kept after it we had several "roadblocks" along the way but she was persistent and we got thru them.

    Joshua B, happy client
  • Kyla Henry did an excellent job of keeping us informed and updating us throughout the process. She has excellent customer service and was only a call away.

    Jordan M, happy client
  • Getting emails updating me on the status of my loan was great.

    Lu Ann H, happy client
  • Kyla was extremely knowledgeable and helpful throughout the experience. Even with the testing times that we are going through during the pandemic she persisted. Always a step ahead in keeping me informed, she really made what would I expected to be a stressful event very simple. I do like the features of the Ruoff website as well, everything was made to be accommodating to the customer. Very pleased overall, Thank You.

    Josh R, happy client
  • Kyla was extremely easy to work with. She was very organized and got us through our home buying experience with no stress at all. Not only that, but she went above and beyond and assisted us with some other homebuying processes that were technically out of her hands. We could not be happier with our choice to go with Kyla and the Ruoff team.

    Taylor , happy client
  • Smooth process all the way around. We really like Kyla!

    Mike C, happy client
  • The best loan officer in the business.

    Jonathan B, happy client
  • Kyla made the entire process as easy and as quick as possible. Every aspect of her work was extremely effective and really helped work around a very busy schedule. Kyla was helpful when searching for homes and receiving quotes and also made the closing process easily understandable. I would recommend Kyla and Ruoff to anyone.

    Noah S, happy client
  • Kyla was very easy to work with and even after hours would answer questions and figure things out for us. I honestly can't think of anything that I wish would have gone differently.

    James , happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 812.584.3348 or message me below!

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