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Picture of Kyla Henry
Picture of Kyla Henry

Hi, I'm Kyla!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kyla!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Hello, my name is Kyla. I am the branch manager of the Ruoff Mortgage office in Madison, Indiana. I love helping borrowers find the perfect product to fit their home financing needs. With 27 years of banking experience and 13 years of experience in the mortgage industry, I am equipped with the tools and experience to expertly guide you in selecting the best mortgage option for you. My philosophy as a loan officer is to educate first, serve always, and earn trust. By leading with education, I empower my clients to make confident decisions. I prioritize my clients’ goals to help them achieve homeownership in a way that truly fits their life. I also build trust by being transparent, responsive, and ethical in every interaction. I enjoy educating my clients on the mortgage process and am fulfilled by seeing their homeownership dreams come true. Reach out to me today – I would be honored to be the person you trust to help you reach your homeownership goals.

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President's Club Member

President's club seal 2020
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?

61

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 812.584.3348 or message me below!

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