Ruoff Mortgage
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Lori Hiscock

Senior Loan Officer

NMLS: 404320

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Lori

99.09%

Customer Satisfaction Score.

Scotsman GuidePresident's Club

Awards

Proudly serving Indiana, Michigan

Meet our happy homeowners***

View All Testimonials

Michael F.

South Bend, IN, Jul 6, 2024, 4:20 PM

Prompt and patient responses to my never ending questions.

Sierra L.

Mishawaka, IN, Jul 1, 2024, 3:23 PM

Easy to follow each step and if I missed something Lori was quick to reach out!

Holly K.

NAPPANEE, IN, Jul 6, 2024, 7:06 PM

Lori did a great job of explaining everything to me throughout the entire process. I never felt out of the loop and was very comfortable knowing that things were being taken care of efficiently without extra effort on my part. I was a little worried about Ruoff not having competitive interest rates since nothing is posted publicly like banks and other lenders but Ruoff ended up with one of the best (if not the best) rate for me. I would highly recommend skipping banks as lenders. Lori and everybody at Ruoff were way more personable than I've experienced with any other company.

Maya Kathleen Ferare S.

SOUTH BEND, IN, Jul 22, 2026, 12:00 AM

Easy and smooth process . Lori was very helpful.

Bethany M.

MISHAWAKA, IN, Jul 10, 2026, 3:44 AM

Easy and quick process

Luimar B.

Osceola, IN, Jul 8, 2026, 1:39 AM

Best Mortgage officer EVER! I honestly cannot say enough good things about Lori, her smile, and her team (Shoutout to Amanda!!) This was my third home purchase with Lori, and every single experience has been exceptional. From the very beginning, Lori made me feel supported, informed, and valued. She is always friendly, approachable, and incredibly responsive. What I appreciate the most about Lori, is that she genuinely cares about her clients. Buying a home can be exciting but also stressful, and she has a way of making you feel confident and at ease. She combines professionalism with a personal touch and that is hard to find! THANK YOU Lori for once again making the homebuying process easy and pain free! we're beyond grateful for yoi and your team's amazing work! if you're looking for a lender that is knowledgeble and awesome, I wholeheartedl recommend Lori and her team 100%.

Cassandra E.

South Bend, IN, Jul 1, 2026, 3:06 PM

Lori was highly communicative and supportive in the stressful moments of this sale.

Nicole Kathryn J.

Mishawaka, IN, Jun 11, 2026, 10:27 PM

From the very start, Lori and her team made us feel at ease with a process that could otherwise be very overwhelming. She took the time to explain all of our options and give us feedback so we could make informed decisions. We loved that she took the time to record herself explaining information instead of just emailing it. We truly felt like Lori and her team were excited for us and recognized the hard work it takes to financially be ready to buy a house. It wasn't just a transaction to them, they saw the dream attached to it.

Michael F.

South Bend, IN, Jul 6, 2024, 4:20 PM

Prompt and patient responses to my never ending questions.

Sierra L.

Mishawaka, IN, Jul 1, 2024, 3:23 PM

Easy to follow each step and if I missed something Lori was quick to reach out!

Holly K.

NAPPANEE, IN, Jul 6, 2024, 7:06 PM

Lori did a great job of explaining everything to me throughout the entire process. I never felt out of the loop and was very comfortable knowing that things were being taken care of efficiently without extra effort on my part. I was a little worried about Ruoff not having competitive interest rates since nothing is posted publicly like banks and other lenders but Ruoff ended up with one of the best (if not the best) rate for me. I would highly recommend skipping banks as lenders. Lori and everybody at Ruoff were way more personable than I've experienced with any other company.

Maya Kathleen Ferare S.

SOUTH BEND, IN, Jul 22, 2026, 12:00 AM

Easy and smooth process . Lori was very helpful.

Bethany M.

MISHAWAKA, IN, Jul 10, 2026, 3:44 AM

Easy and quick process

Luimar B.

Osceola, IN, Jul 8, 2026, 1:39 AM

Best Mortgage officer EVER! I honestly cannot say enough good things about Lori, her smile, and her team (Shoutout to Amanda!!) This was my third home purchase with Lori, and every single experience has been exceptional. From the very beginning, Lori made me feel supported, informed, and valued. She is always friendly, approachable, and incredibly responsive. What I appreciate the most about Lori, is that she genuinely cares about her clients. Buying a home can be exciting but also stressful, and she has a way of making you feel confident and at ease. She combines professionalism with a personal touch and that is hard to find! THANK YOU Lori for once again making the homebuying process easy and pain free! we're beyond grateful for yoi and your team's amazing work! if you're looking for a lender that is knowledgeble and awesome, I wholeheartedl recommend Lori and her team 100%.

Cassandra E.

South Bend, IN, Jul 1, 2026, 3:06 PM

Lori was highly communicative and supportive in the stressful moments of this sale.

Nicole Kathryn J.

Mishawaka, IN, Jun 11, 2026, 10:27 PM

From the very start, Lori and her team made us feel at ease with a process that could otherwise be very overwhelming. She took the time to explain all of our options and give us feedback so we could make informed decisions. We loved that she took the time to record herself explaining information instead of just emailing it. We truly felt like Lori and her team were excited for us and recognized the hard work it takes to financially be ready to buy a house. It wasn't just a transaction to them, they saw the dream attached to it.

Bret S A.

Mishawaka, IN, Jun 11, 2026, 4:42 PM

Lori is awesome! super nice and knowledgeable and very good at her job! communication is A++

Anthony C. S.

South Bend, IN, Jun 8, 2026, 3:19 PM

I was happy about the service and the process

Anastacia S.

South Bend, IN, Jun 7, 2026, 10:32 PM

Great communication, easy process after everything was done and set

Natalie Joy V.

South Bend, IN, Jun 3, 2026, 3:16 PM

Lori has had excellent communication from start to finish.

Ryan Thomas T.

South Bend, IN, May 20, 2026, 3:01 PM

Great communication

Julie Elizabeth W.

New Haven, IN, May 17, 2026, 7:12 PM

Lori is phenomenal! I have no idea how she can be so speedy, competent and professional ( and friendly!)! What a gem!

Christopher Michael W.

New Haven, IN, May 17, 2026, 7:05 PM

Lori was absolutely awesome! She made what would have been a stressful process (securing a home loan) to be simple and stress free! I highly recommend Lori and Ruoff Mortgage!

Nicholas O.

Mishawaka, IN, May 13, 2026, 3:50 PM

All of the questions I had I got answered right away. Very smooth process and not at all like some horror stories you hear about the process that some people have to go through.

Bret S A.

Mishawaka, IN, Jun 11, 2026, 4:42 PM

Lori is awesome! super nice and knowledgeable and very good at her job! communication is A++

Anthony C. S.

South Bend, IN, Jun 8, 2026, 3:19 PM

I was happy about the service and the process

Anastacia S.

South Bend, IN, Jun 7, 2026, 10:32 PM

Great communication, easy process after everything was done and set

Natalie Joy V.

South Bend, IN, Jun 3, 2026, 3:16 PM

Lori has had excellent communication from start to finish.

Ryan Thomas T.

South Bend, IN, May 20, 2026, 3:01 PM

Great communication

Julie Elizabeth W.

New Haven, IN, May 17, 2026, 7:12 PM

Lori is phenomenal! I have no idea how she can be so speedy, competent and professional ( and friendly!)! What a gem!

Christopher Michael W.

New Haven, IN, May 17, 2026, 7:05 PM

Lori was absolutely awesome! She made what would have been a stressful process (securing a home loan) to be simple and stress free! I highly recommend Lori and Ruoff Mortgage!

Nicholas O.

Mishawaka, IN, May 13, 2026, 3:50 PM

All of the questions I had I got answered right away. Very smooth process and not at all like some horror stories you hear about the process that some people have to go through.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Lori Hiscock

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club

President's Club

11x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana, Michigan

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.