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Picture of Lori Hiscock
Picture of Lori Hiscock

Hi, I'm Lori!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.10% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Lori!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.10% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I started my lending career in 1995 after obtaining my bachelor's degree in Finance from Western Michigan University. Since that time, I have become one of the top mortgage lenders in Michiana, having assisted hundreds of home buyers with selecting the mortgage that best fits their needs.

Based on my solid reputation for excellence, I was honored by my peers and elected as the President of the Mortgage Banker's Association in 2006 and 2007. I have also served my industry by working on the board for the Women's Council of Realtors and on committees for the St. Joseph County Realtors Association.

While I have a true passion for exceeding customer's expectations, I have never lost sight of what really matters to my husband of 25 years and my three treasured children, aged 18, 20, and 22.

When it comes to financing one of the largest assets of your life, working with a committed professional makes all the difference. I have the experience, knowledge, and passion to provide you with a smooth and enjoyable financing experience.

 

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President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Prompt and patient responses to my never ending questions.

    Michael F.

    South Bend, IN, July 6th, 2024 12:20 PM

  • Review 2

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    Easy to follow each step and if I missed something Lori was quick to reach out!

    Sierra L.

    Mishawaka, IN, July 1st, 2024 11:23 AM

  • Review 3

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    Lori did a great job of explaining everything to me throughout the entire process. I never felt out of the loop and was very comfortable knowing that things were being taken care of efficiently without extra effort on my part. I was a little worried about Ruoff not having competitive interest rates since nothing is posted publicly like banks and other lenders but Ruoff ended up with one of the best (if not the best) rate for me. I would highly recommend skipping banks as lenders. Lori and everybody at Ruoff were way more personable than I've experienced with any other company.

    Holly K.

    NAPPANEE, IN, July 6th, 2024 03:06 PM

  • Review 4

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    Overall smooth process, closed a week early and enjoy working with Lori!

    Andrea M.

    South Bend, IN, July 1st, 2024 01:49 PM

  • Review 5

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    Lori and Amanda were absolutely phenomenal through the entire process. From application to closing they communicated clearly with us and answered every single question quickly. Even when we needed a quote on the property we ultimately closed on to see if it would fit our budget. Lori did the numbers and had them back to us before our showing was even over. They had all the answered we needed and advised us well at every step in the process.

    Anna T.

    MISHAWAKA, IN, June 24th, 2024 11:21 AM

  • Review 6

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    Lori was very communicative and thorough. She showed great patience in answering all my questions. Thank you- Bill

    William R M.

    South Bend, IN, June 28th, 2024 10:30 AM

  • Review 7

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    Very fast and efficient

    Tracy W.

    MISHAWAKA, IN, June 25th, 2024 08:09 PM

  • Review 8

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    The quick response and guidance over a difficult sale made all the difference, truly thank you

    Christopher R P.

    Elkhart, IN, June 14th, 2024 12:07 PM

  • Review 9

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    The whole process was easy! I never felt stressed because I knew Lori was there to help if I needed her.

    Alejandra G.

    South Bend, IN, May 22nd, 2024 11:05 AM

  • Review 10

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    Lori was knowledgeable, experienced, and enthusiastic! Can’t wait to work with her again!

    Karen S.

    South Bend, IN, May 21st, 2024 11:02 AM

  • Review 11

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    Lori is the best! Very helpful and encouraging. Happy to have her help us buy our first home!

    Catherine R F.

    South Bend, IN, May 21st, 2024 11:11 AM

  • Review 12

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    Lori and all folks on the Ruoff team did a great job in helping us to stay informed and clearly conveyed what we needed to do to proceed to closing.

    Justin D.

    Rolling Prairie, IN, May 21st, 2024 11:04 AM

  • Review 13

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    Lori was super responsive to any questions, definitely a top notch loan officer.

    Juan T.

    South Bend, IN, May 20th, 2024 12:18 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 574.707.0196 or message me below!

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