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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
Welcome to my website! I’m thrilled to have the opportunity to work with you and share my extensive knowledge of mortgage lending. Whether you’re in Indiana, Kentucky, Tennessee, Alabama, Georgia, or Florida, I’m your go-to mortgage professional.
As I celebrate my 30th year of originating mortgage loans in March 2025, I’m proud to reflect on nearly 16 years with Ruoff Mortgage in Warsaw, Indiana. As a top mortgage lender, I’ve had the honor of being a member of Ruoff’s Elite President Club and Branch Originator of the Year for many years, and I’ve also been recognized as a Scotsman Guide Top Originator in the U.S. My assistant, Heather Coy, and I are here to help guide you through the mortgage process with ease.
With a diverse background as a mortgage owner/broker, loan officer, and hands-on experience in processing and closing mortgage loans, I bring a wealth of knowledge to ensure you get the best loan for your needs. I specialize in Conventional Loans, FHA Loans, VA Loans, USDA Loans, Grant Programs, Down Payment Assistance, Rehab Loans, and Construction Loans. We offer some of the best mortgage rates in the industry, with an easy online mortgage application process that makes securing your home loan a breeze.
My goal is to provide honest, dedicated guidance throughout the entire mortgage process. Known for my efficiency, commitment, and determination, I’m here to ensure a smooth, stress-free experience for you. Whether you're a first-time homebuyer, refinancing, or need specialized loan programs, I’m here to support you every step of the way. Contact me today for a free consultation or start your easy online mortgage application now!
Outside of the mortgage world, I’m a proud mother of two children and two bonus children by marriage. My most cherished title is “Grandma” (or “Granny”) to my wonderful grandchildren. I also love staying active—whether it’s boating, fishing, swimming, sailing, golf, or traveling. Community events and concerts are some of my favorite ways to stay connected. On the home front, I enjoy cooking, gardening, and tackling home improvement projects with my husband.
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This was a scary process for me. Lori was wonderful, helpful, kind and informative. I wouldn't have wanted to go through this process with anyone else. It was a pleasure to work with her and her team. Thank you so much for everything!
Shelby A H.Gas City, IN, July 25th, 2025 11:05 AM
Lori is always awesome to work with but one thing that stood out to me was how much work she does for clients outside of "business hours". When we first started all of our paperwork there had been a glitch with her computer system and being able to get our information in the system earlier in the day and we received an email directly from her later into that night letting us know that our next steps in Loan Butler were available. The customized sign she gifted to us at closing was a super sweet and thoughtful gesture as well and we look forward to finding a place to display it! ☺️
Erin K.Warsaw, IN, July 23rd, 2025 02:52 PM
Lori was wonderful!
Lori J M.Leesburg, IN, July 20th, 2025 06:12 PM
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Justin R B.Warsaw, IN, July 19th, 2025 03:40 PM
process was smooth. Lori was personable and answered any questions I had.
Keri B.Warsaw, IN, July 1st, 2025 07:56 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.