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Picture of Lynne Kearis
Picture of Lynne Kearis

Hi, I'm Lynne!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

93.94% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Lynne!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

93.94% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Lynne is an actual super hero. I don’t know how I would have ever navigated this process without her incredible expertise and communication. Thank you!!!

    David J T.

    Cleveland, OH, July 1st, 2024 09:25 AM

  • Review 2

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    There are not enough words to explain how phenomenal Lynne Kearis was in my first experience as becoming a home owner. I had no idea how things worked, until I crossed paths with Lynne! She held my hand the entire way, she was knowledgeable yet transparent on every detail and process from start to finish. I would recommend her over and over again. There was not one moment I felt that I was in the dark, and even when I thought I couldn’t handle it all - she simplified it for me. Thank you so much, Lynne! You are the BEST!

    Hope N.

    Brook Park, OH, May 21st, 2024 12:24 AM

  • Review 3

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    Lynne was excellent. When I had worries or concerns she always answered my questions and explained the process which put my mind at ease. She communicated each step clearly and made our closing process smooth. So very grateful she was recommended to me!

    Colleen V.

    Highland Heights, OH, May 3rd, 2024 05:58 AM

  • Review 4

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    Lynne was amazing !

    Courtney A G.

    Lagrange, OH, May 13th, 2025 11:37 AM

  • Review 5

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    Awesome thank you so much!!

    Dawson W P.

    Sandusky, OH, May 12th, 2025 05:51 PM

  • Review 6

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    Lynne was quick, efficient, and made everything very comprehensive and easy to follow along. Her communication was top tier and she made sure to follow along and instruct me through every process. I enjoyed my experience and will be referring her in the future

    Jennifer S C.

    Elyria, OH, April 28th, 2025 07:53 AM

  • Review 7

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    Excellent services for finding your new home! Very professional staff! My realtor Ed Ayala, of Russell Real Estate, provided property details and prompt house showings until we found the right home for me. Then my loan officer Lynne Kearis, of Ruoff Mortgage, provided all home loan services, guiding me through all the steps in buying my new home, from loan origination to closing! I highly recommend Ruoff Mortgage and Russell Real Estate Services to help you find your new home!

    Susan K W.

    Lorain, OH, April 15th, 2025 02:21 PM

  • Review 8

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    Had a excellent firt expiernce for my first time home buying process !!!

    Jaselyn E N.

    LORAIN, OH, April 12th, 2025 04:14 PM

  • Review 9

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    Everything.

    Timothy W.

    Cleveland, OH, April 1st, 2025 07:59 PM

  • Review 10

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    Lynne is so responsive and quick, always a pleasure! :)

    Yvonne N.

    Westlake, OH, April 1st, 2025 11:06 AM

  • Review 11

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    Lynne was on top of everything, made everything extremely easy, understandable and was beyond informative. She walked us through potential payments for each house we looked at which really was an extra mile for us that we appreciated. She was so awesome and reccomend her to all of our friends and family.

    Jacob Summer A.

    ASHTABULA, OH, March 29th, 2025 11:04 AM

  • Review 12

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    Lynne was extremely knowledgeable and so helpful to myself and my fiancé. She made the whole process easy, she always made sure to keep in communication with us and we definitely were so happy to have her help us on this journey.

    Sarah R.

    Cleveland, OH, March 25th, 2025 11:14 AM

  • Review 13

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    Very knowledgeable, quick to respond and answer questions

    Erin M.

    Amherst, OH, February 9th, 2025 05:35 PM

  • Review 14

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    Lynne made the stressful process of buying a house, very simple and straightforward! She guided us through every step with patience and responded quickly to any question happily.

    kharker2001

    Lorain, OH, December 23rd, 2024 11:16 AM

  • Review 15

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    All staff worked together and smoothly completed the mortgage

    Edward J H.

    Brook Park, OH, December 22nd, 2024 03:54 PM

  • Review 16

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    I felt that there was very clear communication between the loan officer and I during the whole process. When I had questions my emails /texts were returned very quickly and the answers I received were very clear and easy to follow

    austinstaple97

    Parma, OH, December 2nd, 2024 07:26 PM

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Why should you choose Ruoff?

60

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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Ruoff Mortgage- Lorain Branch

I would love to hear from you!

Call me at 440.728.0592 or message me below!

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