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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Lynne Kearis
Picture of Lynne Kearis

Hi, I'm Lynne!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

89.20% Customer Satisfaction Rating

Hi, I'm Lynne!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

89.20% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Lynne was exceptional. My previous homebuying experience was not the greatest. The previous lender did not present the outstanding customer service like that I received with Lynne at Ruoff Mortgage. She is the epitome of what the American dream in business ethics should be. Hardworking, compassionate and truly dedicated to creating a wonderful homebuying experience for her clients. I'm so grateful our Realtor is partnered with Ruoff and highly recommended working with them. Thank you, Ruoff Mortgage!

    Amanda R, happy client
  • Lynne was very helpful and responded to all of our questions and concerns via email or phone very promptly. She made what is typically a stressful process go smooth and seamless. Lynne presented all of our options to help us make a more informed decision, she is very professional, efficient, and easy to talk to. We will highly recommended to anyone we know that is looking to purchase a home to contact Lynne.

    Rea P, happy client
  • This was our first time going through this process and Lynne made sure to answer all of our questions without hesitation.

    Shanelle B, happy client
  • Lynne Kerris was fantastic to work with! She was very knowledgeable and helped me every step of the way. I honesty found not have asked for a better loan officer to help me with my first home.

    Colin S, happy client
  • Everything was great and fast, no problems or complications, Lynne was very friendly and well organized and she did an excellent job for me, I will definitely recommend her services to anyone I know who is interested in buying a house. Thank you very much.

    Margaret S, happy client
  • Lynne was great to work with during the whole process - she kept everything organized and moving forward, helped me navigate some questions easily. This was probably the easiest mortgage/re-fi process I've ever gone through.

    Teresa A, happy client
  • Lynn was amazing, she saved the day in my home buying process and went above and beyond to make sure I got the home I wanted

    Angela J, happy client
  • I cannot tell you how grateful I am to have had Lynne by my side helping me throughout the process of buying my home. What a breeze! Absolutely no issues, and not to mention how quickly my loan closed, and in the blink of an eye I was in my new home!

    Colleen B, happy client
  • You saved my life and my sanity! I am forever grateful and Kelly and Lynn are the best. Cant thank you enough! Will recommend to all

    Marilyn D, happy client
  • Lynne was so very helpful in many different ways. This was my first time buying a house and I was clueless on a lot of things. Lynne was a real life saver and got me through it all.

    Jeffrey G, happy client
  • Made sure I understood the process that was moving forward in the purchase, any information that was not clear was thoroughly explained.

    Darnita J, happy client
  • Everything went very smoothly. I was amazed at how easy everything went. Lynn was amazing. Thank you so much for everything.

    John B, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 440.728.0592 or message me below!

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