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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Mario Ingraffia
Picture of Mario Ingraffia

Hi, I'm Mario!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Hi, I'm Mario!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I am in banking as a career and I am not easily impressed. However, Mario was amazing to work with, he made the process so easy and painless. I am blown away by how simple the entire process was and how well informed we were along the way. Very impressive!

    M Z, happy client
  • Mario explained things completely and was quick to reply to emails and phone messages.

    James and Suzanne T, happy client
  • Mario was great in every area of the purchase of my home. He was on schedule and very helpful all the way through the process. He returned phone calls emails promptly and made every attempt to make it as simplified as possible.

    Clare M, happy client
  • Really fast closing, Mario is the best to work with.

    James C, happy client
  • Communication was excellent! I just moved to Cleveland 2.5 years ago and as a whole, customer service is very poor where ever I do business. Ruoff was the exception, great job Mario and team!

    Andrew O, happy client
  • Everything was done just the way I expected! Actually, it was done quicker than expected!

    Donald C, happy client
  • Very fast and efficient.

    Craig C, happy client
  • Anytime I had a question little or big, no matter if I emailed Mario, or texted him late at night he got right back to me and explained things so well

    Zachary Z, happy client
  • Mario was very quick with responses and very knowledgeable. I felt very uncertain and nervous with buying a house, and Mario explained things so clearly and in a way that made me feel comfortable taking out a loan.

    Audrey K, happy client
  • Mario was a pleasure to work with. He helped out when another lender failed on their promises. I will always recommend Mario and Ruoff.

    Eric L, happy client
  • Mario made it seem like I was his only client. Answered all my questions quickly and didn't matter what time of day.

    Matthew L, happy client
  • I am disabled and Mario came to me... that means a lot to me.

    Samuel B, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 440.941.1053 or message me below!

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