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Picture of Michelle Fry
Picture of Michelle Fry

Hi, I'm Michelle!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.62% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Michelle!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.62% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • I think it went very smoothly. With what we have to deal with during this pandemic, they were always able to keep up updated on the progress of the loan and the documents needed. the staff is very professional and knowledgeable and always was able to answer any questions we had.

    Tony L, happy client
  • Michelle was helpful throughout the entire process. We especially appreciated having a seasoned pro beside us at the closing as she was quickly able to answer questions.

    Lynn E, happy client
  • We had a great experience with Ruoff. No complaints.

    Kyle M, happy client
  • Michelle is an absolute rockstar, she went above and beyond to not only help me - but to console me when things went a little off track. I absolutely loved working with her and would love to again in the future.

    Emily B, happy client
  • Michelle and the team were amazing to work with. She made the process so smooth and seamless.

    Scott T, happy client
  • Communication was fantastic, quotes were accurate, and everyone I dealt with at Ruoff was very friendly! This was our first home we bought and Ruoff made it a very easy process. Would hands down use you again for our next home.

    Connor T, happy client
  • As a first-time home buyer, working with Michelle was great. She took the time to answer any questions I had and made sure I was comfortable throughout the entire process. She was always quick to respond and make sure everything was ready on time.

    Ariana F, happy client
  • Michelle deleted our concerns and anxiety and turned those into a positive experience. She definitely exceeded our expectations. Job well done Michelle and team.

    Luis G, happy client
  • Everything went very well. If I needed help or had a question they were there when I needed them.

    Jessica D, happy client
  • The timing and the processing and effort each one put in working as a team bring all of their work together and making it a success!

    Graylon M, happy client
  • Michelle was wonderful. She was patient, caring, professional, easy to work with, and just outstanding in every way. Thank you Ruoff Mortgage for making my dreams of owning a home come true.

    Rebecca T, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 614.402.1159 or message me below!

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