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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Mike Carr
Picture of Mike Carr

Hi, I'm Mike!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Mike!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Everything, the whole process flowed much better than we anticipated. Mike Carr was always available when we had questions and always had the answers for us right away. We couldn't be happier. Thank you all so much.

    John and Patti K, happy client
  • Mike was so accessible. My husband and I are fairly money illiterate and he was able to explain everything in a way that made sense.

    Paige S, happy client
  • Mike was great to work with! We worked with him for over a year to prepare for our first home purchase and he was extremely knowledgeable! Mike always had our best interests in mind and gave us great advice!

    Hannah B, happy client
  • The entire process with Mike Carr and Ruoff was pleasant and smooth. Especially in my case, it took a lot of patience and forbearance to get to the closing.

    Kathryn M, happy client
  • Working with Mike Carr was a joy. He led me through the entire process and it was painless. I will highly recommend Ruoff and Mike to my friends and family.

    Van P, happy client
  • Mike was fantastic to work with. He was always quick to respond and very knowledgeable. We will highly recommend Ruoff largely because of the positive experience we had working with Mike Carr.

    Nathan L, happy client
  • Communication was perfect just as everything else was!!

    Justin J, happy client
  • Everything was great. The process was seamless.

    Glenn S, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 317.590.7916 or message me below!

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